Major Rating Factors:
Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Weak (1.2) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 20.9 and a capital leverage ratio of 12.0. A current level of 1.4 percent of nonperforming loans to core capital combined with 6.9 percent from a year earlier contributes to the Excellent asset quality (9.4).
Asset Mix:
Home mtgs (49%), securities (17%), comm re (11%), home eq lns (2%), cash (1%), other (20%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Lincoln Federal Bancorp, M.H.C.
Investment Rating
--
Address
8400 Maddox Drive
Lincoln, NE 68520
Lincoln, NE 68520
Phone Number
(402) 474-1400
Year Founded
1906
FDIC Number
Website
Largest Affiliates
No affiliate information available.