D
The Home Loan Savings Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Home Loan Savings Bank
Coshocton, OH
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Rating D
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 10.00
Stability Index 3.70
Company Info The Home Loan Savings Bank
Coshocton, OH
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FDIC Number 29695
Phone Number (740) 622-0444
Website www.homeloansavingsbank.com
Asset Quality The Home Loan Savings Bank
Coshocton, OH
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1-Year Asset Growth 13.33%
5-Year Asset Growth 10.70%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.84%
Non-Performing Loans to Capital 4.04%
Non-Performing Loans to Loans 0.88%
Balance Sheet The Home Loan Savings Bank
Coshocton, OH
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Total Assets 351.95M
Total Deposits 278.57M
Capital and Reserves The Home Loan Savings Bank
Coshocton, OH
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Capital 40.04M
Leverage Ratio 11.58
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 15.51
Liquidity The Home Loan Savings Bank
Coshocton, OH
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Hot Money Ratio 30.86%
Liquidity Ratio 5.33%
Profitability The Home Loan Savings Bank
Coshocton, OH
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5-Year Return on Average Assets 1.72%
Net Income 1.66M
Net Interest Spread 4.87%
Operating Profit to Average Assets 2.42%
Overhead Efficiency Ratio 48.23%
Return on Assets 1.91%
Return on Equity 16.92%