D
The Home Loan Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Home Loan Savings Bank
Coshocton, OH
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Rating D
Asset Quality Index 6.50
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 10.00
Stability Index 3.70
Company Info The Home Loan Savings Bank
Coshocton, OH
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FDIC Number 29695
Phone Number (740) 622-0444
Website www.homeloansavingsbank.com
Asset Quality The Home Loan Savings Bank
Coshocton, OH
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1-Year Asset Growth 9.27%
5-Year Asset Growth 10.70%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.67%
Non-Performing Loans to Capital 6.40%
Non-Performing Loans to Loans 0.73%
Balance Sheet The Home Loan Savings Bank
Coshocton, OH
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Total Assets 361.41M
Total Deposits 287.99M
Capital and Reserves The Home Loan Savings Bank
Coshocton, OH
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Capital 39.11M
Leverage Ratio 11.01
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 14.82
Liquidity The Home Loan Savings Bank
Coshocton, OH
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Hot Money Ratio 31.49%
Liquidity Ratio 6.17%
Profitability The Home Loan Savings Bank
Coshocton, OH
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5-Year Return on Average Assets 1.72%
Net Income 3.65M
Net Interest Spread 4.92%
Operating Profit to Average Assets 2.54%
Overhead Efficiency Ratio 45.39%
Return on Assets 2.08%
Return on Equity 18.51%