B
Southern Hills Community Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southern Hills Community Bank
Leesburg, OH
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 2.90
Stability Index 7.30
Company Info Southern Hills Community Bank
Leesburg, OH
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FDIC Number 29749
Phone Number (937) 780-2431
Website www.southernhillscommunitybank.bank
Asset Quality Southern Hills Community Bank
Leesburg, OH
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1-Year Asset Growth 8.09%
5-Year Asset Growth 3.46%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 1.16%
Non-Performing Loans to Loans 0.30%
Balance Sheet Southern Hills Community Bank
Leesburg, OH
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Total Assets 201.54M
Total Deposits 171.52M
Capital and Reserves Southern Hills Community Bank
Leesburg, OH
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Capital 27.69M
Leverage Ratio 13.73
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio --
Liquidity Southern Hills Community Bank
Leesburg, OH
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Hot Money Ratio 26.18%
Liquidity Ratio 44.59%
Profitability Southern Hills Community Bank
Leesburg, OH
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5-Year Return on Average Assets 0.30%
Net Income 705.00K
Net Interest Spread 4.10%
Operating Profit to Average Assets 0.53%
Overhead Efficiency Ratio 83.03%
Return on Assets 0.48%
Return on Equity 3.52%