KS Bank, Inc.
| Weiss Ratings |
KS Bank, Inc.
Smithfield, NC |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 3.70 | |||
| Company Info |
KS Bank, Inc.
Smithfield, NC |
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| FDIC Number | 29771 | |||
| Phone Number | (919) 938-3101 | |||
| Website | www.ksbankinc.com | |||
| Asset Quality |
KS Bank, Inc.
Smithfield, NC |
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| 1-Year Asset Growth | 19.07% | |||
| 5-Year Asset Growth | 13.85% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.43% | |||
| Non-Performing Loans to Loans | 0.05% | |||
| Balance Sheet |
KS Bank, Inc.
Smithfield, NC |
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| Total Assets | 821.60M | |||
| Total Deposits | 750.08M | |||
| Capital and Reserves |
KS Bank, Inc.
Smithfield, NC |
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| Capital | 65.82M | |||
| Leverage Ratio | 9.02 | |||
| Loan Loss Reserves to Loans | 0.76% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
KS Bank, Inc.
Smithfield, NC |
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| Hot Money Ratio | 26.90% | |||
| Liquidity Ratio | 14.22% | |||
| Profitability |
KS Bank, Inc.
Smithfield, NC |
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| 5-Year Return on Average Assets | 1.17% | |||
| Net Income | 9.91M | |||
| Net Interest Spread | 4.07% | |||
| Operating Profit to Average Assets | 1.70% | |||
| Overhead Efficiency Ratio | 58.62% | |||
| Return on Assets | 1.32% | |||
| Return on Equity | 16.55% | |||