KS Bank, Inc.
| Weiss Ratings |
KS Bank, Inc.
Smithfield, NC |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 4.30 | |||
| Company Info |
KS Bank, Inc.
Smithfield, NC |
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| FDIC Number | 29771 | |||
| Phone Number | (919) 938-3101 | |||
| Website | www.ksbankinc.com | |||
| Asset Quality |
KS Bank, Inc.
Smithfield, NC |
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| 1-Year Asset Growth | 20.40% | |||
| 5-Year Asset Growth | 13.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 1.01% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
KS Bank, Inc.
Smithfield, NC |
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| Total Assets | 874.46M | |||
| Total Deposits | 785.16M | |||
| Capital and Reserves |
KS Bank, Inc.
Smithfield, NC |
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| Capital | 73.55M | |||
| Leverage Ratio | 9.01 | |||
| Loan Loss Reserves to Loans | 0.76% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
KS Bank, Inc.
Smithfield, NC |
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| Hot Money Ratio | 17.24% | |||
| Liquidity Ratio | 13.85% | |||
| Profitability |
KS Bank, Inc.
Smithfield, NC |
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| 5-Year Return on Average Assets | 1.22% | |||
| Net Income | 5.72M | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 1.67% | |||
| Overhead Efficiency Ratio | 57.33% | |||
| Return on Assets | 1.31% | |||
| Return on Equity | 16.70% | |||