| Weiss Ratings |
Vidalia Federal Savings Bank
Vidalia, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 6.00 | |||
| Company Info |
Vidalia Federal Savings Bank
Vidalia, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 29772 | |||
| Phone Number | (912) 537-8805 | |||
| Website | www.vidfedonline.com | |||
| Asset Quality |
Vidalia Federal Savings Bank
Vidalia, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.74% | |||
| 5-Year Asset Growth | 3.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.55% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Vidalia Federal Savings Bank
Vidalia, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 228.97M | |||
| Total Deposits | 174.94M | |||
| Capital and Reserves |
Vidalia Federal Savings Bank
Vidalia, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 26.80M | |||
| Leverage Ratio | 11.98 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Vidalia Federal Savings Bank
Vidalia, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 31.52% | |||
| Liquidity Ratio | 60.69% | |||
| Profitability |
Vidalia Federal Savings Bank
Vidalia, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.37% | |||
| Net Income | -486.00K | |||
| Net Interest Spread | 1.10% | |||
| Operating Profit to Average Assets | -0.85% | |||
| Overhead Efficiency Ratio | 170.13% | |||
| Return on Assets | -0.85% | |||
| Return on Equity | -7.20% | |||