Major Rating Factors:
Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.2 has resulted in Weak (2.0) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 24.9. A current level of 2.4 percent of nonperforming loans to core capital combined with 4.1 percent from a year earlier contributes to the Excellent asset quality (9.6).
Asset Mix:
Home mtgs (48%), securities (33%), cash (7%), comm re (2%), other (11%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
1450 Maple Avenue
Lisle, IL 60532
Lisle, IL 60532
Phone Number
(630) 852-3710
Year Founded
1917
FDIC Number
Website
Largest Affiliates
No affiliate information available.