C
Milford Federal Bank
MilfordMA
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Milford Federal Bank
Milford, MA
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Rating C
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 2.40
Stability Index 7.00
Company Info Milford Federal Bank
Milford, MA
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FDIC Number 29835
Phone Number (508) 634-2500
Website www.milfordfederal.com
Asset Quality Milford Federal Bank
Milford, MA
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1-Year Asset Growth 3.24%
5-Year Asset Growth 4.67%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 2.98%
Non-Performing Loans to Loans 0.40%
Balance Sheet Milford Federal Bank
Milford, MA
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Total Assets 541.21M
Total Deposits 432.78M
Capital and Reserves Milford Federal Bank
Milford, MA
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Capital 58.88M
Leverage Ratio 11.05
Loan Loss Reserves to Loans 0.45%
Risk-Based Capital Ratio --
Liquidity Milford Federal Bank
Milford, MA
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Hot Money Ratio 25.40%
Liquidity Ratio 9.96%
Profitability Milford Federal Bank
Milford, MA
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5-Year Return on Average Assets 0.37%
Net Income 1.73M
Net Interest Spread 2.56%
Operating Profit to Average Assets 0.41%
Overhead Efficiency Ratio 84.68%
Return on Assets 0.33%
Return on Equity 3.01%