C
Milford Federal Bank
MilfordMA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Milford Federal Bank
Milford, MA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 2.00
Stability Index 7.10
Company Info Milford Federal Bank
Milford, MA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 29835
Phone Number (508) 634-2500
Website www.milfordfederal.com
Asset Quality Milford Federal Bank
Milford, MA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.35%
5-Year Asset Growth 5.33%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.76%
Non-Performing Loans to Loans 0.23%
Balance Sheet Milford Federal Bank
Milford, MA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 528.36M
Total Deposits 403.27M
Capital and Reserves Milford Federal Bank
Milford, MA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 57.07M
Leverage Ratio 11.22
Loan Loss Reserves to Loans 0.45%
Risk-Based Capital Ratio --
Liquidity Milford Federal Bank
Milford, MA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 21.72%
Liquidity Ratio 7.83%
Profitability Milford Federal Bank
Milford, MA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.37%
Net Income 518.00K
Net Interest Spread 2.46%
Operating Profit to Average Assets 0.26%
Overhead Efficiency Ratio 89.44%
Return on Assets 0.20%
Return on Equity 1.83%