C
Milford Federal Bank
MilfordMA
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Milford Federal Bank
Milford, MA
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Rating C
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 2.10
Stability Index 7.10
Company Info Milford Federal Bank
Milford, MA
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FDIC Number 29835
Phone Number (508) 634-2500
Website www.milfordfederal.com
Asset Quality Milford Federal Bank
Milford, MA
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1-Year Asset Growth 6.12%
5-Year Asset Growth 5.33%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.56%
Non-Performing Loans to Loans 0.21%
Balance Sheet Milford Federal Bank
Milford, MA
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Total Assets 524.22M
Total Deposits 394.95M
Capital and Reserves Milford Federal Bank
Milford, MA
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Capital 56.30M
Leverage Ratio 11.25
Loan Loss Reserves to Loans 0.44%
Risk-Based Capital Ratio --
Liquidity Milford Federal Bank
Milford, MA
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Hot Money Ratio 23.21%
Liquidity Ratio 10.24%
Profitability Milford Federal Bank
Milford, MA
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5-Year Return on Average Assets 0.40%
Net Income 964.00K
Net Interest Spread 2.42%
Operating Profit to Average Assets 0.23%
Overhead Efficiency Ratio 91.94%
Return on Assets 0.19%
Return on Equity 1.72%