B
Crossroads Bank
Wabash,  IN
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Crossroads Bank
Wabash, IN
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Rating B
Asset Quality Index 4.70
Capitalization Index 7.70
Liquidity Index 2.20
Profitability Index 4.70
Stability Index 6.30
Company Info Crossroads Bank
Wabash, IN
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FDIC Number 29839
Phone Number (260) 563-3185
Website www.crossroadsbanking.com
Asset Quality Crossroads Bank
Wabash, IN
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1-Year Asset Growth 7.67%
5-Year Asset Growth 4.98%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.16%
Non-Performing Loans to Capital 10.24%
Non-Performing Loans to Loans 1.58%
Balance Sheet Crossroads Bank
Wabash, IN
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Total Assets 616.12M
Total Deposits 548.78M
Capital and Reserves Crossroads Bank
Wabash, IN
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Capital 52.54M
Leverage Ratio 9.49
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 15.19
Liquidity Crossroads Bank
Wabash, IN
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Hot Money Ratio 16.28%
Liquidity Ratio 14.36%
Profitability Crossroads Bank
Wabash, IN
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5-Year Return on Average Assets 0.99%
Net Income 3.40M
Net Interest Spread 3.50%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 65.83%
Return on Assets 1.12%
Return on Equity 13.37%