B
Crossroads Bank
WabashIN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
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Assets
Capital
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Net
Income
Weiss Ratings Crossroads Bank
Wabash, IN
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Rating B
Asset Quality Index 4.20
Capitalization Index 7.90
Liquidity Index 2.40
Profitability Index 4.40
Stability Index 6.20
Company Info Crossroads Bank
Wabash, IN
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FDIC Number 29839
Phone Number (260) 563-3185
Website www.crossroadsbanking.com
Asset Quality Crossroads Bank
Wabash, IN
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1-Year Asset Growth -0.64%
5-Year Asset Growth 7.70%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.40%
Non-Performing Loans to Capital 11.51%
Non-Performing Loans to Loans 1.88%
Balance Sheet Crossroads Bank
Wabash, IN
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Total Assets 574.19M
Total Deposits 490.39M
Capital and Reserves Crossroads Bank
Wabash, IN
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Capital 48.05M
Leverage Ratio 9.60
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio 15.20
Liquidity Crossroads Bank
Wabash, IN
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Hot Money Ratio 15.19%
Liquidity Ratio 12.66%
Profitability Crossroads Bank
Wabash, IN
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5-Year Return on Average Assets 1.05%
Net Income 4.32M
Net Interest Spread 3.31%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 69.11%
Return on Assets 0.98%
Return on Equity 12.55%