C
Eaton Community Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Eaton Community Bank
Charlotte, MI
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Rating C
Asset Quality Index 5.30
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 3.60
Stability Index 7.20
Company Info Eaton Community Bank
Charlotte, MI
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FDIC Number 29846
Phone Number (517) 480-7100
Website www.eaton.bank
Asset Quality Eaton Community Bank
Charlotte, MI
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1-Year Asset Growth 9.50%
5-Year Asset Growth 4.57%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 1.06%
Non-Performing Assets to Assets 0.84%
Non-Performing Loans to Capital 6.09%
Non-Performing Loans to Loans 1.34%
Balance Sheet Eaton Community Bank
Charlotte, MI
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Total Assets 543.45M
Total Deposits 459.01M
Capital and Reserves Eaton Community Bank
Charlotte, MI
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Capital 66.22M
Leverage Ratio 12.89
Loan Loss Reserves to Loans 0.90%
Risk-Based Capital Ratio --
Liquidity Eaton Community Bank
Charlotte, MI
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Hot Money Ratio 28.96%
Liquidity Ratio 26.88%
Profitability Eaton Community Bank
Charlotte, MI
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5-Year Return on Average Assets 0.35%
Net Income 2.17M
Net Interest Spread 3.51%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 71.44%
Return on Assets 0.81%
Return on Equity 6.67%