C
American Community Bank of Indiana
Rating Date
August 2026
Risk Based
Capital Ratio
12.22
Leverage
Ratio
9.83
Return On
Assets
1.09%
Total
Assets
383.02M
Capital
35.89M
Total
Deposits
344.78M
Net
Income
2.05M
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Weiss Ratings American Community Bank of Indiana
Saint John, IN 		Click to
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Rating C
Asset Quality Index 2.90
Capitalization Index 8.30
Liquidity Index 0.80
Profitability Index 5.20
Stability Index 6.20
Company Info American Community Bank of Indiana
Saint John, IN 		Click to
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FDIC Number 29878
Phone Number (219) 365-6700
Website www.acbanker.com
Asset Quality American Community Bank of Indiana
Saint John, IN 		Click to
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1-Year Asset Growth 0.00%
5-Year Asset Growth 9.06%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.15%
Non-Performing Loans to Capital 18.26%
Non-Performing Loans to Loans 2.33%
Balance Sheet American Community Bank of Indiana
Saint John, IN 		Click to
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Total Assets 383.02M
Total Deposits 344.78M
Capital and Reserves American Community Bank of Indiana
Saint John, IN 		Click to
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Capital 35.89M
Leverage Ratio 9.83
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 12.22
Liquidity American Community Bank of Indiana
Saint John, IN 		Click to
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Hot Money Ratio 15.51%
Liquidity Ratio 14.07%
Profitability American Community Bank of Indiana
Saint John, IN 		Click to
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5-Year Return on Average Assets 1.02%
Net Income 2.05M
Net Interest Spread 3.99%
Operating Profit to Average Assets 1.46%
Overhead Efficiency Ratio 57.40%
Return on Assets 1.09%
Return on Equity 11.72%