C
American Community Bank of Indiana
Rating Date
October 2025
Risk Based
Capital Ratio
12.96
Leverage
Ratio
9.09
Return On
Assets
0.96%
Total
Assets
389.83M
Capital
34.57M
Total
Deposits
352.70M
Net
Income
2.72M
My Lists My Alerts
Weiss Ratings American Community Bank of Indiana
Saint John, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 4.90
Capitalization Index 7.10
Liquidity Index 1.90
Profitability Index 4.80
Stability Index 5.50
Company Info American Community Bank of Indiana
Saint John, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 29878
Phone Number (219) 365-6700
Website www.acbanker.com
Asset Quality American Community Bank of Indiana
Saint John, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 7.67%
5-Year Asset Growth 12.63%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 1.05%
Non-Performing Loans to Capital 9.72%
Non-Performing Loans to Loans 1.27%
Balance Sheet American Community Bank of Indiana
Saint John, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 389.83M
Total Deposits 352.70M
Capital and Reserves American Community Bank of Indiana
Saint John, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 34.57M
Leverage Ratio 9.09
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio 12.96
Liquidity American Community Bank of Indiana
Saint John, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 17.59%
Liquidity Ratio 22.62%
Profitability American Community Bank of Indiana
Saint John, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.07%
Net Income 2.72M
Net Interest Spread 3.40%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 64.23%
Return on Assets 0.96%
Return on Equity 10.98%