C
American Community Bank of Indiana
Rating Date
March 2026
Risk Based
Capital Ratio
12.20
Leverage
Ratio
9.07
Return On
Assets
0.99%
Total
Assets
380.88M
Capital
33.89M
Total
Deposits
342.99M
Net
Income
3.74M
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Weiss Ratings American Community Bank of Indiana
Saint John, IN 		Click to
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Rating C
Asset Quality Index 3.40
Capitalization Index 7.10
Liquidity Index 1.10
Profitability Index 5.10
Stability Index 5.80
Company Info American Community Bank of Indiana
Saint John, IN 		Click to
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FDIC Number 29878
Phone Number (219) 365-6700
Website www.acbanker.com
Asset Quality American Community Bank of Indiana
Saint John, IN 		Click to
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1-Year Asset Growth 2.21%
5-Year Asset Growth 9.06%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 17.79%
Non-Performing Loans to Loans 0.95%
Balance Sheet American Community Bank of Indiana
Saint John, IN 		Click to
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Total Assets 380.88M
Total Deposits 342.99M
Capital and Reserves American Community Bank of Indiana
Saint John, IN 		Click to
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Capital 33.89M
Leverage Ratio 9.07
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio 12.20
Liquidity American Community Bank of Indiana
Saint John, IN 		Click to
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Hot Money Ratio 17.49%
Liquidity Ratio 16.89%
Profitability American Community Bank of Indiana
Saint John, IN 		Click to
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5-Year Return on Average Assets 1.07%
Net Income 3.74M
Net Interest Spread 3.57%
Operating Profit to Average Assets 1.30%
Overhead Efficiency Ratio 61.63%
Return on Assets 0.99%
Return on Equity 11.21%