D
First Federal Savings Bank of Kentucky
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.29
Return On
Assets
0.27%
Total
Assets
288.98M
Capital
29.69M
Total
Deposits
221.72M
Net
Income
581.00K
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Weiss Ratings First Federal Savings Bank of Kentucky
Frankfort, KY 		Click to
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Rating D
Asset Quality Index 6.50
Capitalization Index 8.90
Liquidity Index 0.10
Profitability Index 1.50
Stability Index 4.40
Company Info First Federal Savings Bank of Kentucky
Frankfort, KY 		Click to
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FDIC Number 29937
Phone Number (502) 223-1638
Website ffsbky.bank
Asset Quality First Federal Savings Bank of Kentucky
Frankfort, KY 		Click to
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1-Year Asset Growth -0.29%
5-Year Asset Growth 3.37%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 4.89%
Non-Performing Loans to Loans 0.58%
Balance Sheet First Federal Savings Bank of Kentucky
Frankfort, KY 		Click to
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Total Assets 288.98M
Total Deposits 221.72M
Capital and Reserves First Federal Savings Bank of Kentucky
Frankfort, KY 		Click to
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Capital 29.69M
Leverage Ratio 10.29
Loan Loss Reserves to Loans 0.66%
Risk-Based Capital Ratio --
Liquidity First Federal Savings Bank of Kentucky
Frankfort, KY 		Click to
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Hot Money Ratio 35.51%
Liquidity Ratio 10.36%
Profitability First Federal Savings Bank of Kentucky
Frankfort, KY 		Click to
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5-Year Return on Average Assets -0.94%
Net Income 581.00K
Net Interest Spread 2.54%
Operating Profit to Average Assets 0.35%
Overhead Efficiency Ratio 86.46%
Return on Assets 0.27%
Return on Equity 2.65%