D
First Federal Savings Bank of Kentucky
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Federal Savings Bank of Kentucky
Frankfort, KY
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Rating D
Asset Quality Index 6.70
Capitalization Index 9.10
Liquidity Index 0.10
Profitability Index 2.20
Stability Index 4.50
Company Info First Federal Savings Bank of Kentucky
Frankfort, KY
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FDIC Number 29937
Phone Number (502) 223-1638
Website ffsbky.bank
Asset Quality First Federal Savings Bank of Kentucky
Frankfort, KY
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1-Year Asset Growth 0.41%
5-Year Asset Growth 3.73%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 3.82%
Non-Performing Loans to Loans 0.45%
Balance Sheet First Federal Savings Bank of Kentucky
Frankfort, KY
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Total Assets 289.08M
Total Deposits 214.00M
Capital and Reserves First Federal Savings Bank of Kentucky
Frankfort, KY
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Capital 30.09M
Leverage Ratio 10.37
Loan Loss Reserves to Loans 0.66%
Risk-Based Capital Ratio --
Liquidity First Federal Savings Bank of Kentucky
Frankfort, KY
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Hot Money Ratio 35.36%
Liquidity Ratio 9.66%
Profitability First Federal Savings Bank of Kentucky
Frankfort, KY
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5-Year Return on Average Assets -0.94%
Net Income 963.00K
Net Interest Spread 2.66%
Operating Profit to Average Assets 0.44%
Overhead Efficiency Ratio 83.98%
Return on Assets 0.33%
Return on Equity 3.27%