| Weiss Ratings |
The Peoples Savings Bank
Urbana, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 4.40 | |||
| Company Info |
The Peoples Savings Bank
Urbana, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 29975 | |||
| Phone Number | (937) 653-1600 | |||
| Website | www.thepeoplessavingsbank.com | |||
| Asset Quality |
The Peoples Savings Bank
Urbana, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 9.96% | |||
| 5-Year Asset Growth | 5.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 4.57% | |||
| Non-Performing Loans to Loans | 0.55% | |||
| Balance Sheet |
The Peoples Savings Bank
Urbana, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 170.33M | |||
| Total Deposits | 152.45M | |||
| Capital and Reserves |
The Peoples Savings Bank
Urbana, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 14.41M | |||
| Leverage Ratio | 9.33 | |||
| Loan Loss Reserves to Loans | 0.80% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Peoples Savings Bank
Urbana, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 30.40% | |||
| Liquidity Ratio | 13.99% | |||
| Profitability |
The Peoples Savings Bank
Urbana, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 509.00K | |||
| Net Interest Spread | 3.61% | |||
| Operating Profit to Average Assets | 0.77% | |||
| Overhead Efficiency Ratio | 80.63% | |||
| Return on Assets | 0.61% | |||
| Return on Equity | 7.20% | |||