| Weiss Ratings |
The Peoples Savings Bank
Urbana, OH |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 4.10 | |||
| Company Info |
The Peoples Savings Bank
Urbana, OH |
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| FDIC Number | 29975 | |||
| Phone Number | (937) 653-1600 | |||
| Website | www.thepeoplessavingsbank.com | |||
| Asset Quality |
The Peoples Savings Bank
Urbana, OH |
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| 1-Year Asset Growth | 12.93% | |||
| 5-Year Asset Growth | 6.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 9.40% | |||
| Non-Performing Loans to Loans | 0.47% | |||
| Balance Sheet |
The Peoples Savings Bank
Urbana, OH |
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| Total Assets | 180.22M | |||
| Total Deposits | 162.01M | |||
| Capital and Reserves |
The Peoples Savings Bank
Urbana, OH |
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| Capital | 15.13M | |||
| Leverage Ratio | 9.06 | |||
| Loan Loss Reserves to Loans | 0.82% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Peoples Savings Bank
Urbana, OH |
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| Hot Money Ratio | 33.58% | |||
| Liquidity Ratio | 10.82% | |||
| Profitability |
The Peoples Savings Bank
Urbana, OH |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 925.00K | |||
| Net Interest Spread | 3.59% | |||
| Operating Profit to Average Assets | 0.68% | |||
| Overhead Efficiency Ratio | 78.18% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 6.40% | |||