| Weiss Ratings |
The Peoples Savings Bank
Urbana, OH |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 4.00 | |||
| Company Info |
The Peoples Savings Bank
Urbana, OH |
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| FDIC Number | 29975 | |||
| Phone Number | (937) 653-1600 | |||
| Website | www.thepeoplessavingsbank.com | |||
| Asset Quality |
The Peoples Savings Bank
Urbana, OH |
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| 1-Year Asset Growth | 10.87% | |||
| 5-Year Asset Growth | 5.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 4.63% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
The Peoples Savings Bank
Urbana, OH |
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| Total Assets | 177.22M | |||
| Total Deposits | 159.06M | |||
| Capital and Reserves |
The Peoples Savings Bank
Urbana, OH |
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| Capital | 14.81M | |||
| Leverage Ratio | 9.31 | |||
| Loan Loss Reserves to Loans | 0.86% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Peoples Savings Bank
Urbana, OH |
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| Hot Money Ratio | 32.34% | |||
| Liquidity Ratio | 12.02% | |||
| Profitability |
The Peoples Savings Bank
Urbana, OH |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 709.00K | |||
| Net Interest Spread | 3.58% | |||
| Operating Profit to Average Assets | 0.71% | |||
| Overhead Efficiency Ratio | 77.12% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 6.61% | |||