| Weiss Ratings |
The Peoples Savings Bank
Urbana, OH |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 4.40 | |||
| Company Info |
The Peoples Savings Bank
Urbana, OH |
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| FDIC Number | 29975 | |||
| Phone Number | (937) 653-1600 | |||
| Website | www.thepeoplessavingsbank.com | |||
| Asset Quality |
The Peoples Savings Bank
Urbana, OH |
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| 1-Year Asset Growth | 8.01% | |||
| 5-Year Asset Growth | 5.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 0.42% | |||
| Non-Performing Loans to Capital | 5.46% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
The Peoples Savings Bank
Urbana, OH |
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| Total Assets | 166.52M | |||
| Total Deposits | 148.57M | |||
| Capital and Reserves |
The Peoples Savings Bank
Urbana, OH |
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| Capital | 14.20M | |||
| Leverage Ratio | 9.57 | |||
| Loan Loss Reserves to Loans | 0.82% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Peoples Savings Bank
Urbana, OH |
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| Hot Money Ratio | 28.37% | |||
| Liquidity Ratio | 15.02% | |||
| Profitability |
The Peoples Savings Bank
Urbana, OH |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 272.00K | |||
| Net Interest Spread | 3.59% | |||
| Operating Profit to Average Assets | 0.84% | |||
| Overhead Efficiency Ratio | 78.38% | |||
| Return on Assets | 0.67% | |||
| Return on Equity | 7.79% | |||