D
Midland Federal Savings and Loan Association
Rating Date
August 2026
Risk Based
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Major Rating Factors: Fair current capitalization (3.0 on a scale of 0 to 10) based on a risk-based capital ratio of 25.1 and a capital leverage ratio of 8.5.
Other Rating Factors: Very Weak liquidity 0.9, driven by a liquidity ratio of 26.6 percent and a “hot money” ratio of 13.6 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.2 on a scale of 0 to 10).
Asset Mix: Securities (40%), home mtgs (25%), comm re (11%), home eq lns (4%), cash (3%), comm loans (0%), consumer loans (0%), other (16%)
States with Branches: IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
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Hot Money
Corporate Info
Group Affiliation
Midfed Acquisition Corp.
Investment Rating
--
Address
8929 South Harlem Avenue
Bridgeview, IL 60455
Phone Number
(708) 598-9400
Year Founded
1914
FDIC Number
Largest Affiliates
There are no affiliate to display.