Midland Federal Savings and Loan Association
Major Rating Factors:
Fair current capitalization (3.8 on a scale of 0 to 10) based on a risk-based capital ratio of 39.0 and a capital leverage ratio of 9.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.6 on a scale of 0 to 10).
Other Rating Factors:
A current level of 4.6 percent of nonperforming loans to core capital combined with 6.4 percent from a year earlier contributes to the Good asset quality (5.7). Fair liquidity 4.1, driven by a liquidity ratio of 76.8 percent and a “hot money” ratio of 12.8 percent.
Asset Mix:
Securities (38%), home mtgs (19%), cash (16%), comm re (6%), home eq lns (1%), consumer loans (0%), other (20%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Midland Capital Holdings Corp.
Investment Rating
--
Address
8929 South Harlem Avenue
Bridgeview, IL 60455
Bridgeview, IL 60455
Phone Number
(708) 598-9400
Year Founded
1914
FDIC Number
Website
Largest Affiliates
No affiliate information available.