C
Beardstown Savings, S.B.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Capital
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Weiss Ratings Beardstown Savings, S.B.
Beardstown, IL
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Rating C
Asset Quality Index 4.90
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 4.30
Stability Index 4.00
Company Info Beardstown Savings, S.B.
Beardstown, IL
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FDIC Number 30043
Phone Number (217) 323-1400
Website www.beardstownsavings.com
Asset Quality Beardstown Savings, S.B.
Beardstown, IL
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1-Year Asset Growth 9.92%
5-Year Asset Growth 6.35%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.76%
Non-Performing Loans to Capital 9.39%
Non-Performing Loans to Loans 1.36%
Balance Sheet Beardstown Savings, S.B.
Beardstown, IL
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Total Assets 72.45M
Total Deposits 54.54M
Capital and Reserves Beardstown Savings, S.B.
Beardstown, IL
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Capital 6.12M
Leverage Ratio 10.97
Loan Loss Reserves to Loans 0.70%
Risk-Based Capital Ratio 20.60
Liquidity Beardstown Savings, S.B.
Beardstown, IL
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Hot Money Ratio 35.43%
Liquidity Ratio 34.57%
Profitability Beardstown Savings, S.B.
Beardstown, IL
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5-Year Return on Average Assets 0.48%
Net Income 387.00K
Net Interest Spread 3.58%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 72.22%
Return on Assets 1.08%
Return on Equity 12.88%