C
Beardstown Savings, S.B.
Rating Date
August 2026
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Weiss Ratings Beardstown Savings, S.B.
Beardstown, IL
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Rating C
Asset Quality Index 5.60
Capitalization Index 9.30
Liquidity Index 3.90
Profitability Index 1.30
Stability Index 5.20
Company Info Beardstown Savings, S.B.
Beardstown, IL
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FDIC Number 30043
Phone Number (217) 323-1400
Website www.beardstownsavings.com
Asset Quality Beardstown Savings, S.B.
Beardstown, IL
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1-Year Asset Growth 9.68%
5-Year Asset Growth 3.21%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 5.63%
Non-Performing Loans to Loans 0.50%
Balance Sheet Beardstown Savings, S.B.
Beardstown, IL
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Total Assets 79.47M
Total Deposits 60.82M
Capital and Reserves Beardstown Savings, S.B.
Beardstown, IL
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Capital 7.31M
Leverage Ratio 10.55
Loan Loss Reserves to Loans 0.62%
Risk-Based Capital Ratio 20.72
Liquidity Beardstown Savings, S.B.
Beardstown, IL
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Hot Money Ratio 36.33%
Liquidity Ratio 35.03%
Profitability Beardstown Savings, S.B.
Beardstown, IL
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5-Year Return on Average Assets 0.51%
Net Income 278.00K
Net Interest Spread 3.79%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 77.39%
Return on Assets 0.70%
Return on Equity 7.68%