First Federal Savings and Loan Association of Greensburg
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 25.0 and a capital leverage ratio of 12.3. A current level of 6.8 percent of nonperforming loans to core capital combined with 10.0 percent from a year earlier contributes to the Excellent asset quality (7.0).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10). Fair liquidity 3.6, driven by a liquidity ratio of 28.2 percent and a “hot money” ratio of 7.5 percent.
Asset Mix:
Home mtgs (40%), securities (26%), cash (13%), comm re (4%), home eq lns (3%), consumer loans (1%), comm loans (1%), other (12%)
States with Branches:
IN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
212 North Franklin Street
Greensburg, IN 47240
Greensburg, IN 47240
Phone Number
(812) 663-6793
Year Founded
1883
FDIC Number
Website
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