First Federal Savings and Loan Association of Greensburg
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 25.0 and a capital leverage ratio of 12.6. A current level of 7.6 percent of nonperforming loans to core capital combined with 10.1 percent from a year earlier contributes to the Good asset quality (6.8).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.1 on a scale of 0 to 10). Fair liquidity 3.4, driven by a liquidity ratio of 22.8 percent and a “hot money” ratio of 6.2 percent.
Asset Mix:
Home mtgs (41%), securities (28%), cash (10%), home eq lns (4%), comm re (4%), consumer loans (2%), comm loans (1%), other (11%)
States with Branches:
IN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
212 North Franklin Street
Greensburg, IN 47240
Greensburg, IN 47240
Phone Number
(812) 663-6793
Year Founded
1883
FDIC Number
Website
Largest Affiliates
No affiliate information available.