D
Peoples Community Bank Sb of Monticello, Indiana
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
32.16
Return On
Assets
0.39%
Total
Assets
41.03M
Capital
13.24M
Total
Deposits
19.06M
Net
Income
40.00K
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Weiss Ratings Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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Rating D
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 3.00
Stability Index 6.90
Company Info Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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FDIC Number 30065
Phone Number (574) 583-4121
Website www.peoplesmonticello.com
Asset Quality Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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1-Year Asset Growth 2.15%
5-Year Asset Growth 8.21%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.89%
Non-Performing Loans to Capital 2.68%
Non-Performing Loans to Loans 0.99%
Balance Sheet Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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Total Assets 41.03M
Total Deposits 19.06M
Capital and Reserves Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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Capital 13.24M
Leverage Ratio 32.16
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio --
Liquidity Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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Hot Money Ratio 26.71%
Liquidity Ratio 8.72%
Profitability Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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5-Year Return on Average Assets 0.39%
Net Income 40.00K
Net Interest Spread 3.70%
Operating Profit to Average Assets 0.51%
Overhead Efficiency Ratio 86.05%
Return on Assets 0.39%
Return on Equity 1.21%