D
Peoples Community Bank Sb of Monticello, Indiana
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
32.23
Return On
Assets
0.54%
Total
Assets
43.36M
Capital
13.54M
Total
Deposits
20.64M
Net
Income
168.00K
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Weiss Ratings Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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Rating D
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 3.40
Stability Index 7.20
Company Info Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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FDIC Number 30065
Phone Number (574) 583-4121
Website www.peoplesmonticello.com
Asset Quality Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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1-Year Asset Growth 9.27%
5-Year Asset Growth 8.33%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.80%
Non-Performing Loans to Capital 2.50%
Non-Performing Loans to Loans 0.87%
Balance Sheet Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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Total Assets 43.36M
Total Deposits 20.64M
Capital and Reserves Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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Capital 13.54M
Leverage Ratio 32.23
Loan Loss Reserves to Loans 0.87%
Risk-Based Capital Ratio --
Liquidity Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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Hot Money Ratio 31.16%
Liquidity Ratio 9.52%
Profitability Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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5-Year Return on Average Assets 0.47%
Net Income 168.00K
Net Interest Spread 3.72%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 80.05%
Return on Assets 0.54%
Return on Equity 1.67%