D
Peoples Community Bank Sb of Monticello, Indiana
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
32.07
Return On
Assets
0.90%
Total
Assets
41.99M
Capital
13.39M
Total
Deposits
19.84M
Net
Income
186.00K
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Weiss Ratings Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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Rating D
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 4.60
Stability Index 3.70
Company Info Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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FDIC Number 30065
Phone Number (574) 583-4121
Website www.peoplesmonticello.com
Asset Quality Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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1-Year Asset Growth 4.37%
5-Year Asset Growth 8.21%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 2.10%
Non-Performing Loans to Loans 0.74%
Balance Sheet Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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Total Assets 41.99M
Total Deposits 19.84M
Capital and Reserves Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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Capital 13.39M
Leverage Ratio 32.07
Loan Loss Reserves to Loans 0.89%
Risk-Based Capital Ratio --
Liquidity Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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Hot Money Ratio 27.23%
Liquidity Ratio 9.14%
Profitability Peoples Community Bank Sb of Monticello, Indiana
Monticello, IN 		Click to
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5-Year Return on Average Assets 0.39%
Net Income 186.00K
Net Interest Spread 3.98%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 70.02%
Return on Assets 0.90%
Return on Equity 2.80%