| Weiss Ratings |
Cornerstone Bank
Clarinda, IA |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 4.60 | |||
| Company Info |
Cornerstone Bank
Clarinda, IA |
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| FDIC Number | 30067 | |||
| Phone Number | (712) 542-2103 | |||
| Website | www.cornerstonebankia.com | |||
| Asset Quality |
Cornerstone Bank
Clarinda, IA |
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| 1-Year Asset Growth | -13.09% | |||
| 5-Year Asset Growth | 2.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 1.17% | |||
| Non-Performing Loans to Capital | 7.80% | |||
| Non-Performing Loans to Loans | 1.83% | |||
| Balance Sheet |
Cornerstone Bank
Clarinda, IA |
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| Total Assets | 44.54M | |||
| Total Deposits | 37.31M | |||
| Capital and Reserves |
Cornerstone Bank
Clarinda, IA |
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| Capital | 6.06M | |||
| Leverage Ratio | 13.66 | |||
| Loan Loss Reserves to Loans | 1.75% | |||
| Risk-Based Capital Ratio | 29.01 | |||
| Liquidity |
Cornerstone Bank
Clarinda, IA |
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| Hot Money Ratio | 18.77% | |||
| Liquidity Ratio | 36.33% | |||
| Profitability |
Cornerstone Bank
Clarinda, IA |
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| 5-Year Return on Average Assets | 0.27% | |||
| Net Income | 66.00K | |||
| Net Interest Spread | 3.90% | |||
| Operating Profit to Average Assets | 0.71% | |||
| Overhead Efficiency Ratio | 73.77% | |||
| Return on Assets | 0.58% | |||
| Return on Equity | 4.40% | |||