| Weiss Ratings |
Cornerstone Bank
Clarinda, IA |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 5.00 | |||
| Company Info |
Cornerstone Bank
Clarinda, IA |
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| FDIC Number | 30067 | |||
| Phone Number | (712) 542-2103 | |||
| Website | www.cornerstonebankia.com | |||
| Asset Quality |
Cornerstone Bank
Clarinda, IA |
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| 1-Year Asset Growth | -3.78% | |||
| 5-Year Asset Growth | 1.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 1.93% | |||
| Non-Performing Loans to Loans | 0.49% | |||
| Balance Sheet |
Cornerstone Bank
Clarinda, IA |
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| Total Assets | 44.64M | |||
| Total Deposits | 37.43M | |||
| Capital and Reserves |
Cornerstone Bank
Clarinda, IA |
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| Capital | 6.45M | |||
| Leverage Ratio | 14.34 | |||
| Loan Loss Reserves to Loans | 1.46% | |||
| Risk-Based Capital Ratio | 32.41 | |||
| Liquidity |
Cornerstone Bank
Clarinda, IA |
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| Hot Money Ratio | 24.92% | |||
| Liquidity Ratio | 35.64% | |||
| Profitability |
Cornerstone Bank
Clarinda, IA |
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| 5-Year Return on Average Assets | 0.27% | |||
| Net Income | 354.00K | |||
| Net Interest Spread | 3.71% | |||
| Operating Profit to Average Assets | 0.94% | |||
| Overhead Efficiency Ratio | 76.95% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 5.69% | |||