| Weiss Ratings |
Cornerstone Bank
Clarinda, IA |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 4.80 | |||
| Company Info |
Cornerstone Bank
Clarinda, IA |
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| FDIC Number | 30067 | |||
| Phone Number | (712) 542-2103 | |||
| Website | www.cornerstonebankia.com | |||
| Asset Quality |
Cornerstone Bank
Clarinda, IA |
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| 1-Year Asset Growth | -4.43% | |||
| 5-Year Asset Growth | 2.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 1.98% | |||
| Non-Performing Loans to Loans | 0.49% | |||
| Balance Sheet |
Cornerstone Bank
Clarinda, IA |
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| Total Assets | 45.96M | |||
| Total Deposits | 36.83M | |||
| Capital and Reserves |
Cornerstone Bank
Clarinda, IA |
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| Capital | 6.37M | |||
| Leverage Ratio | 13.82 | |||
| Loan Loss Reserves to Loans | 1.33% | |||
| Risk-Based Capital Ratio | 30.86 | |||
| Liquidity |
Cornerstone Bank
Clarinda, IA |
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| Hot Money Ratio | 26.70% | |||
| Liquidity Ratio | 36.18% | |||
| Profitability |
Cornerstone Bank
Clarinda, IA |
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| 5-Year Return on Average Assets | 0.27% | |||
| Net Income | 296.00K | |||
| Net Interest Spread | 3.66% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 77.36% | |||
| Return on Assets | 0.86% | |||
| Return on Equity | 6.42% | |||