| Weiss Ratings |
Cornerstone Bank
Clarinda, IA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 0.80 | |||
| Stability Index | 6.20 | |||
| Company Info |
Cornerstone Bank
Clarinda, IA |
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| FDIC Number | 30067 | |||
| Phone Number | (712) 542-2103 | |||
| Website | www.cornerstonebankia.com | |||
| Asset Quality |
Cornerstone Bank
Clarinda, IA |
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| 1-Year Asset Growth | -11.01% | |||
| 5-Year Asset Growth | 1.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.24% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 1.77% | |||
| Non-Performing Loans to Loans | 0.47% | |||
| Balance Sheet |
Cornerstone Bank
Clarinda, IA |
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| Total Assets | 42.04M | |||
| Total Deposits | 34.59M | |||
| Capital and Reserves |
Cornerstone Bank
Clarinda, IA |
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| Capital | 6.62M | |||
| Leverage Ratio | 15.19 | |||
| Loan Loss Reserves to Loans | 1.62% | |||
| Risk-Based Capital Ratio | 36.23 | |||
| Liquidity |
Cornerstone Bank
Clarinda, IA |
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| Hot Money Ratio | 21.74% | |||
| Liquidity Ratio | 33.79% | |||
| Profitability |
Cornerstone Bank
Clarinda, IA |
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| 5-Year Return on Average Assets | 0.39% | |||
| Net Income | 149.00K | |||
| Net Interest Spread | 4.03% | |||
| Operating Profit to Average Assets | 0.81% | |||
| Overhead Efficiency Ratio | 72.35% | |||
| Return on Assets | 0.67% | |||
| Return on Equity | 4.56% | |||