| Weiss Ratings |
Mercer Savings Bank
Celina, OH |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 6.90 | |||
| Company Info |
Mercer Savings Bank
Celina, OH |
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| FDIC Number | 30084 | |||
| Phone Number | (419) 586-5158 | |||
| Website | mercersavings.com | |||
| Asset Quality |
Mercer Savings Bank
Celina, OH |
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| 1-Year Asset Growth | -3.56% | |||
| 5-Year Asset Growth | 4.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 3.49% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
Mercer Savings Bank
Celina, OH |
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| Total Assets | 174.43M | |||
| Total Deposits | 149.41M | |||
| Capital and Reserves |
Mercer Savings Bank
Celina, OH |
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| Capital | 22.25M | |||
| Leverage Ratio | 12.66 | |||
| Loan Loss Reserves to Loans | 0.61% | |||
| Risk-Based Capital Ratio | 18.62 | |||
| Liquidity |
Mercer Savings Bank
Celina, OH |
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| Hot Money Ratio | 6.23% | |||
| Liquidity Ratio | 8.96% | |||
| Profitability |
Mercer Savings Bank
Celina, OH |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 1.13M | |||
| Net Interest Spread | 4.12% | |||
| Operating Profit to Average Assets | 0.76% | |||
| Overhead Efficiency Ratio | 80.53% | |||
| Return on Assets | 0.63% | |||
| Return on Equity | 5.27% | |||