| Weiss Ratings |
Mercer Savings Bank
Celina, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 6.70 | |||
| Company Info |
Mercer Savings Bank
Celina, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 30084 | |||
| Phone Number | (419) 586-5158 | |||
| Website | mercersavings.com | |||
| Asset Quality |
Mercer Savings Bank
Celina, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.47% | |||
| 5-Year Asset Growth | 7.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 3.59% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
Mercer Savings Bank
Celina, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 175.98M | |||
| Total Deposits | 142.44M | |||
| Capital and Reserves |
Mercer Savings Bank
Celina, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 21.33M | |||
| Leverage Ratio | 12.04 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Risk-Based Capital Ratio | 16.99 | |||
| Liquidity |
Mercer Savings Bank
Celina, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 7.05% | |||
| Liquidity Ratio | 8.09% | |||
| Profitability |
Mercer Savings Bank
Celina, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 516.00K | |||
| Net Interest Spread | 3.97% | |||
| Operating Profit to Average Assets | 0.68% | |||
| Overhead Efficiency Ratio | 81.04% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 4.91% | |||