| Weiss Ratings |
Mercer Savings Bank
Celina, OH |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Mercer Savings Bank
Celina, OH |
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| FDIC Number | 30084 | |||
| Phone Number | (419) 586-5158 | |||
| Website | mercersavings.com | |||
| Asset Quality |
Mercer Savings Bank
Celina, OH |
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| 1-Year Asset Growth | 0.13% | |||
| 5-Year Asset Growth | 4.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.53% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
Mercer Savings Bank
Celina, OH |
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| Total Assets | 176.21M | |||
| Total Deposits | 146.45M | |||
| Capital and Reserves |
Mercer Savings Bank
Celina, OH |
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| Capital | 22.95M | |||
| Leverage Ratio | 13.16 | |||
| Loan Loss Reserves to Loans | 0.60% | |||
| Risk-Based Capital Ratio | 19.90 | |||
| Liquidity |
Mercer Savings Bank
Celina, OH |
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| Hot Money Ratio | 7.54% | |||
| Liquidity Ratio | 9.29% | |||
| Profitability |
Mercer Savings Bank
Celina, OH |
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| 5-Year Return on Average Assets | 0.59% | |||
| Net Income | 692.00K | |||
| Net Interest Spread | 4.47% | |||
| Operating Profit to Average Assets | 0.93% | |||
| Overhead Efficiency Ratio | 78.42% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 6.12% | |||