C
Presence Bank
Rating Date
October 2025
Risk Based
Capital Ratio
13.84
Leverage
Ratio
9.78
Return On
Assets
0.68%
Total
Assets
452.56M
Capital
45.20M
Total
Deposits
355.04M
Net
Income
2.32M
My Lists My Alerts
Weiss Ratings Presence Bank
Coatesville, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 6.40
Capitalization Index 8.20
Liquidity Index 0.80
Profitability Index 3.70
Stability Index 5.30
Company Info Presence Bank
Coatesville, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 30085
Phone Number (610) 615-7349
Website www.presencebank.com
Asset Quality Presence Bank
Coatesville, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 0.83%
5-Year Asset Growth 21.23%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 1.78%
Non-Performing Loans to Loans 0.38%
Balance Sheet Presence Bank
Coatesville, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 452.56M
Total Deposits 355.04M
Capital and Reserves Presence Bank
Coatesville, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 45.20M
Leverage Ratio 9.78
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 13.84
Liquidity Presence Bank
Coatesville, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 34.22%
Liquidity Ratio 15.26%
Profitability Presence Bank
Coatesville, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.35%
Net Income 2.32M
Net Interest Spread 2.88%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 70.90%
Return on Assets 0.68%
Return on Equity 7.09%