D
Monroe Savings Bank
Rating Date
June 2025
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Capital Ratio
Leverage
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Capital
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Weiss Ratings Monroe Savings Bank
Williamstown, NJ
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Rating D
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 2.60
Stability Index 6.70
Company Info Monroe Savings Bank
Williamstown, NJ
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FDIC Number 30103
Phone Number (856) 629-6439
Website www.monroesavings.com
Asset Quality Monroe Savings Bank
Williamstown, NJ
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1-Year Asset Growth 0.72%
5-Year Asset Growth 3.23%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 1.97%
Non-Performing Loans to Loans 0.09%
Balance Sheet Monroe Savings Bank
Williamstown, NJ
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Total Assets 110.84M
Total Deposits 85.32M
Capital and Reserves Monroe Savings Bank
Williamstown, NJ
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Capital 14.90M
Leverage Ratio 13.70
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio 23.80
Liquidity Monroe Savings Bank
Williamstown, NJ
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Hot Money Ratio 28.98%
Liquidity Ratio 12.37%
Profitability Monroe Savings Bank
Williamstown, NJ
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5-Year Return on Average Assets 0.37%
Net Income 101.00K
Net Interest Spread 3.42%
Operating Profit to Average Assets 0.52%
Overhead Efficiency Ratio 73.77%
Return on Assets 0.37%
Return on Equity 2.72%