C
Monroe Savings Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
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Capital
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Income
Weiss Ratings Monroe Savings Bank
Williamstown, NJ
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Rating C
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 3.30
Stability Index 6.80
Company Info Monroe Savings Bank
Williamstown, NJ
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FDIC Number 30103
Phone Number (856) 629-6439
Website www.monroesavings.com
Asset Quality Monroe Savings Bank
Williamstown, NJ
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1-Year Asset Growth 3.39%
5-Year Asset Growth 3.16%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.67%
Non-Performing Loans to Loans 0.33%
Balance Sheet Monroe Savings Bank
Williamstown, NJ
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Total Assets 113.97M
Total Deposits 87.23M
Capital and Reserves Monroe Savings Bank
Williamstown, NJ
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Capital 15.82M
Leverage Ratio 14.02
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio 26.01
Liquidity Monroe Savings Bank
Williamstown, NJ
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Hot Money Ratio 33.72%
Liquidity Ratio 22.08%
Profitability Monroe Savings Bank
Williamstown, NJ
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5-Year Return on Average Assets 0.38%
Net Income 388.00K
Net Interest Spread 3.39%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 72.48%
Return on Assets 0.68%
Return on Equity 4.96%