D
Monroe Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
24.50
Leverage
Ratio
13.85
Return On
Assets
0.50%
Total
Assets
111.49M
Capital
15.25M
Total
Deposits
85.47M
Net
Income
411.00K
My Lists My Alerts
Weiss Ratings Monroe Savings Bank
Williamstown, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 3.10
Stability Index 6.70
Company Info Monroe Savings Bank
Williamstown, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 30103
Phone Number (856) 629-6439
Website www.monroesavings.com
Asset Quality Monroe Savings Bank
Williamstown, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -2.84%
5-Year Asset Growth 3.23%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 3.47%
Non-Performing Loans to Loans 0.50%
Balance Sheet Monroe Savings Bank
Williamstown, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 111.49M
Total Deposits 85.47M
Capital and Reserves Monroe Savings Bank
Williamstown, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 15.25M
Leverage Ratio 13.85
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 24.50
Liquidity Monroe Savings Bank
Williamstown, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 32.89%
Liquidity Ratio 15.17%
Profitability Monroe Savings Bank
Williamstown, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.37%
Net Income 411.00K
Net Interest Spread 3.49%
Operating Profit to Average Assets 0.69%
Overhead Efficiency Ratio 74.29%
Return on Assets 0.50%
Return on Equity 3.66%