B
PennCrest BANK
Altoona,  PA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings PennCrest BANK
Altoona, PA
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 2.60
Stability Index 6.70
Company Info PennCrest BANK
Altoona, PA
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FDIC Number 30119
Phone Number (814) 944-2011
Website www.penncrest.bank
Asset Quality PennCrest BANK
Altoona, PA
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1-Year Asset Growth 5.56%
5-Year Asset Growth 3.38%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 2.30%
Non-Performing Loans to Loans 0.37%
Balance Sheet PennCrest BANK
Altoona, PA
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Total Assets 247.14M
Total Deposits 210.03M
Capital and Reserves PennCrest BANK
Altoona, PA
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Capital 30.15M
Leverage Ratio 13.48
Loan Loss Reserves to Loans 0.17%
Risk-Based Capital Ratio --
Liquidity PennCrest BANK
Altoona, PA
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Hot Money Ratio 13.86%
Liquidity Ratio 34.06%
Profitability PennCrest BANK
Altoona, PA
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5-Year Return on Average Assets 0.35%
Net Income 571.00K
Net Interest Spread 3.04%
Operating Profit to Average Assets 0.57%
Overhead Efficiency Ratio 81.56%
Return on Assets 0.46%
Return on Equity 3.82%