C
Milford Building and Loan Association, SB
MilfordIL
Rating Date
October 2025
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Capital Ratio
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Weiss Ratings Milford Building and Loan Association, SB
Milford, IL
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Rating C
Asset Quality Index 3.60
Capitalization Index 10.00
Liquidity Index 1.50
Profitability Index 2.20
Stability Index 6.40
Company Info Milford Building and Loan Association, SB
Milford, IL
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FDIC Number 30152
Phone Number (815) 889-4140
Website --
Asset Quality Milford Building and Loan Association, SB
Milford, IL
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1-Year Asset Growth 0.73%
5-Year Asset Growth -2.06%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 1.76%
Non-Performing Loans to Capital 23.96%
Non-Performing Loans to Loans 2.64%
Balance Sheet Milford Building and Loan Association, SB
Milford, IL
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Total Assets 27.73M
Total Deposits 24.17M
Capital and Reserves Milford Building and Loan Association, SB
Milford, IL
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Capital 3.29M
Leverage Ratio 11.82
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio 25.65
Liquidity Milford Building and Loan Association, SB
Milford, IL
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Hot Money Ratio 48.86%
Liquidity Ratio 36.71%
Profitability Milford Building and Loan Association, SB
Milford, IL
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5-Year Return on Average Assets 0.34%
Net Income 46.00K
Net Interest Spread 2.34%
Operating Profit to Average Assets 0.32%
Overhead Efficiency Ratio 82.07%
Return on Assets 0.22%
Return on Equity 1.88%