| Weiss Ratings |
First Community Bank of Cullman
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 6.80 | |||
| Company Info |
First Community Bank of Cullman
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 30166 | |||
| Phone Number | (256) 734-4863 | |||
| Website | www.fcbcullman.com | |||
| Asset Quality |
First Community Bank of Cullman
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -14.12% | |||
| 5-Year Asset Growth | -3.92% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First Community Bank of Cullman
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 91.85M | |||
| Total Deposits | 72.78M | |||
| Capital and Reserves |
First Community Bank of Cullman
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 12.25M | |||
| Leverage Ratio | 13.00 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Community Bank of Cullman
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.31% | |||
| Liquidity Ratio | 12.12% | |||
| Profitability |
First Community Bank of Cullman
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | -648.00K | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | -1.86% | |||
| Overhead Efficiency Ratio | 148.82% | |||
| Return on Assets | -1.35% | |||
| Return on Equity | -10.22% | |||