| Weiss Ratings |
Cullman Savings Bank
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
Cullman Savings Bank
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 30167 | |||
| Phone Number | (256) 734-1740 | |||
| Website | www.cullmansavingsbank.com | |||
| Asset Quality |
Cullman Savings Bank
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.20% | |||
| 5-Year Asset Growth | 9.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.01% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Cullman Savings Bank
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 443.21M | |||
| Total Deposits | 294.95M | |||
| Capital and Reserves |
Cullman Savings Bank
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 82.75M | |||
| Leverage Ratio | 18.96 | |||
| Loan Loss Reserves to Loans | 0.81% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Cullman Savings Bank
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 30.25% | |||
| Liquidity Ratio | 12.93% | |||
| Profitability |
Cullman Savings Bank
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 3.05M | |||
| Net Interest Spread | 3.88% | |||
| Operating Profit to Average Assets | 1.17% | |||
| Overhead Efficiency Ratio | 69.67% | |||
| Return on Assets | 0.92% | |||
| Return on Equity | 5.06% | |||