B
Rocky Mountain Bank and Trust
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rocky Mountain Bank and Trust
Florence, CO
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Rating B
Asset Quality Index 5.30
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 7.90
Stability Index 5.90
Company Info Rocky Mountain Bank and Trust
Florence, CO
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FDIC Number 3019
Phone Number (719) 784-6316
Website www.rmbt.com
Asset Quality Rocky Mountain Bank and Trust
Florence, CO
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1-Year Asset Growth -5.13%
5-Year Asset Growth 12.96%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 9.33%
Non-Performing Loans to Loans 1.93%
Balance Sheet Rocky Mountain Bank and Trust
Florence, CO
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Total Assets 119.66M
Total Deposits 104.49M
Capital and Reserves Rocky Mountain Bank and Trust
Florence, CO
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Capital 14.53M
Leverage Ratio 13.13
Loan Loss Reserves to Loans 1.45%
Risk-Based Capital Ratio --
Liquidity Rocky Mountain Bank and Trust
Florence, CO
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Hot Money Ratio 29.12%
Liquidity Ratio 28.57%
Profitability Rocky Mountain Bank and Trust
Florence, CO
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5-Year Return on Average Assets 1.03%
Net Income 1.99M
Net Interest Spread 4.01%
Operating Profit to Average Assets 2.23%
Overhead Efficiency Ratio 51.16%
Return on Assets 2.23%
Return on Equity 20.14%