C
Cross County Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Cross County Savings Bank
Middle Village, NY
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Rating C
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 3.20
Stability Index 7.30
Company Info Cross County Savings Bank
Middle Village, NY
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FDIC Number 30260
Phone Number (718) 326-6300
Website www.crosscounty.com
Asset Quality Cross County Savings Bank
Middle Village, NY
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1-Year Asset Growth -1.25%
5-Year Asset Growth 3.18%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 5.80%
Non-Performing Loans to Loans 1.09%
Balance Sheet Cross County Savings Bank
Middle Village, NY
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Total Assets 531.98M
Total Deposits 456.29M
Capital and Reserves Cross County Savings Bank
Middle Village, NY
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Capital 64.77M
Leverage Ratio 12.17
Loan Loss Reserves to Loans 0.51%
Risk-Based Capital Ratio 20.44
Liquidity Cross County Savings Bank
Middle Village, NY
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Hot Money Ratio 23.02%
Liquidity Ratio 17.50%
Profitability Cross County Savings Bank
Middle Village, NY
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5-Year Return on Average Assets 0.49%
Net Income 1.09M
Net Interest Spread 3.76%
Operating Profit to Average Assets 0.51%
Overhead Efficiency Ratio 85.87%
Return on Assets 0.41%
Return on Equity 3.40%