Cross County Savings Bank

Middle Village, NY

Rating Date

June 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
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Total
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Capital

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Weiss Ratings	Cross County Savings Bank Middle Village, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.80
Capitalization Index	10.00
Liquidity Index	1.00
Profitability Index	3.20
Stability Index	7.20

Company Info	Cross County Savings Bank Middle Village, NY	Click to Compare	Click to Compare	Click to Compare
FDIC Number	30260
Phone Number	(718) 326-6300
Website	www.crosscounty.com

Asset Quality	Cross County Savings Bank Middle Village, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	0.55%
5-Year Asset Growth	3.18%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.01%
Non-Performing Assets to Assets	0.66%
Non-Performing Loans to Capital	3.92%
Non-Performing Loans to Loans	0.87%

Balance Sheet	Cross County Savings Bank Middle Village, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	536.30M
Total Deposits	461.27M

Capital and Reserves	Cross County Savings Bank Middle Village, NY	Click to Compare	Click to Compare	Click to Compare
Capital	64.04M
Leverage Ratio	12.00
Loan Loss Reserves to Loans	0.50%
Risk-Based Capital Ratio	19.98

Liquidity	Cross County Savings Bank Middle Village, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	22.20%
Liquidity Ratio	16.45%

Profitability	Cross County Savings Bank Middle Village, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.49%
Net Income	490.00K
Net Interest Spread	3.74%
Operating Profit to Average Assets	0.46%
Overhead Efficiency Ratio	87.22%
Return on Assets	0.36%
Return on Equity	3.08%