C
Cross County Savings Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
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Net
Income
Weiss Ratings Cross County Savings Bank
Middle Village, NY
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Rating C
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 3.30
Stability Index 7.40
Company Info Cross County Savings Bank
Middle Village, NY
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FDIC Number 30260
Phone Number (718) 326-6300
Website www.crosscounty.com
Asset Quality Cross County Savings Bank
Middle Village, NY
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1-Year Asset Growth -1.19%
5-Year Asset Growth -0.10%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.84%
Non-Performing Loans to Capital 6.37%
Non-Performing Loans to Loans 1.11%
Balance Sheet Cross County Savings Bank
Middle Village, NY
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Total Assets 529.93M
Total Deposits 452.25M
Capital and Reserves Cross County Savings Bank
Middle Village, NY
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Capital 66.75M
Leverage Ratio 12.73
Loan Loss Reserves to Loans 0.51%
Risk-Based Capital Ratio 21.02
Liquidity Cross County Savings Bank
Middle Village, NY
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Hot Money Ratio 23.96%
Liquidity Ratio 17.02%
Profitability Cross County Savings Bank
Middle Village, NY
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5-Year Return on Average Assets 0.49%
Net Income 2.83M
Net Interest Spread 3.78%
Operating Profit to Average Assets 0.64%
Overhead Efficiency Ratio 82.90%
Return on Assets 0.53%
Return on Equity 4.35%