| Weiss Ratings |
Citizens Savings Bank
Bogalusa, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 4.30 | |||
| Company Info |
Citizens Savings Bank
Bogalusa, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 30270 | |||
| Phone Number | (985) 735-6555 | |||
| Website | www.citizenssb.com | |||
| Asset Quality |
Citizens Savings Bank
Bogalusa, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.51% | |||
| 5-Year Asset Growth | 6.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 3.30% | |||
| Non-Performing Loans to Capital | 12.16% | |||
| Non-Performing Loans to Loans | 3.97% | |||
| Balance Sheet |
Citizens Savings Bank
Bogalusa, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 319.78M | |||
| Total Deposits | 277.07M | |||
| Capital and Reserves |
Citizens Savings Bank
Bogalusa, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 41.19M | |||
| Leverage Ratio | 13.87 | |||
| Loan Loss Reserves to Loans | 2.62% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens Savings Bank
Bogalusa, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 33.55% | |||
| Liquidity Ratio | 24.07% | |||
| Profitability |
Citizens Savings Bank
Bogalusa, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 1.53M | |||
| Net Interest Spread | 4.38% | |||
| Operating Profit to Average Assets | 1.20% | |||
| Overhead Efficiency Ratio | 70.96% | |||
| Return on Assets | 0.96% | |||
| Return on Equity | 7.62% | |||