| Weiss Ratings |
Citizens Savings Bank
Bogalusa, LA |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Citizens Savings Bank
Bogalusa, LA |
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| FDIC Number | 30270 | |||
| Phone Number | (985) 735-6555 | |||
| Website | www.citizenssb.com | |||
| Asset Quality |
Citizens Savings Bank
Bogalusa, LA |
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| 1-Year Asset Growth | 2.91% | |||
| 5-Year Asset Growth | 5.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 2.87% | |||
| Non-Performing Loans to Capital | 10.04% | |||
| Non-Performing Loans to Loans | 3.54% | |||
| Balance Sheet |
Citizens Savings Bank
Bogalusa, LA |
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| Total Assets | 329.09M | |||
| Total Deposits | 282.37M | |||
| Capital and Reserves |
Citizens Savings Bank
Bogalusa, LA |
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| Capital | 44.82M | |||
| Leverage Ratio | 14.33 | |||
| Loan Loss Reserves to Loans | 2.65% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens Savings Bank
Bogalusa, LA |
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| Hot Money Ratio | 34.88% | |||
| Liquidity Ratio | 23.07% | |||
| Profitability |
Citizens Savings Bank
Bogalusa, LA |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 2.08M | |||
| Net Interest Spread | 4.75% | |||
| Operating Profit to Average Assets | 1.62% | |||
| Overhead Efficiency Ratio | 67.31% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 9.50% | |||