| Weiss Ratings |
Citizens Savings Bank
Bogalusa, LA |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
Citizens Savings Bank
Bogalusa, LA |
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| FDIC Number | 30270 | |||
| Phone Number | (985) 735-6555 | |||
| Website | www.citizenssb.com | |||
| Asset Quality |
Citizens Savings Bank
Bogalusa, LA |
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| 1-Year Asset Growth | 3.70% | |||
| 5-Year Asset Growth | 5.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 3.09% | |||
| Non-Performing Loans to Capital | 11.54% | |||
| Non-Performing Loans to Loans | 3.59% | |||
| Balance Sheet |
Citizens Savings Bank
Bogalusa, LA |
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| Total Assets | 318.53M | |||
| Total Deposits | 273.97M | |||
| Capital and Reserves |
Citizens Savings Bank
Bogalusa, LA |
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| Capital | 42.95M | |||
| Leverage Ratio | 14.06 | |||
| Loan Loss Reserves to Loans | 2.76% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens Savings Bank
Bogalusa, LA |
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| Hot Money Ratio | 34.95% | |||
| Liquidity Ratio | 20.63% | |||
| Profitability |
Citizens Savings Bank
Bogalusa, LA |
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| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 2.45M | |||
| Net Interest Spread | 4.47% | |||
| Operating Profit to Average Assets | 0.95% | |||
| Overhead Efficiency Ratio | 71.80% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 5.95% | |||