United Cumberland Bank
| Weiss Ratings |
United Cumberland Bank
Whitley City, KY |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 5.00 | |||
| Company Info |
United Cumberland Bank
Whitley City, KY |
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| FDIC Number | 303 | |||
| Phone Number | (606) 376-5031 | |||
| Website | www.unitedcumberland.com | |||
| Asset Quality |
United Cumberland Bank
Whitley City, KY |
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| 1-Year Asset Growth | 3.09% | |||
| 5-Year Asset Growth | 6.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 1.12% | |||
| Non-Performing Loans to Capital | 8.37% | |||
| Non-Performing Loans to Loans | 1.49% | |||
| Balance Sheet |
United Cumberland Bank
Whitley City, KY |
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| Total Assets | 460.17M | |||
| Total Deposits | 399.33M | |||
| Capital and Reserves |
United Cumberland Bank
Whitley City, KY |
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| Capital | 50.82M | |||
| Leverage Ratio | 11.47 | |||
| Loan Loss Reserves to Loans | 1.39% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
United Cumberland Bank
Whitley City, KY |
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| Hot Money Ratio | 23.23% | |||
| Liquidity Ratio | 13.47% | |||
| Profitability |
United Cumberland Bank
Whitley City, KY |
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| 5-Year Return on Average Assets | 1.74% | |||
| Net Income | 4.42M | |||
| Net Interest Spread | 4.26% | |||
| Operating Profit to Average Assets | 1.94% | |||
| Overhead Efficiency Ratio | 58.25% | |||
| Return on Assets | 1.91% | |||
| Return on Equity | 17.71% | |||