United Cumberland Bank
| Weiss Ratings |
United Cumberland Bank
Whitley City, KY |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 8.20 | |||
| Company Info |
United Cumberland Bank
Whitley City, KY |
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| FDIC Number | 303 | |||
| Phone Number | (606) 376-5031 | |||
| Website | www.unitedcumberland.com | |||
| Asset Quality |
United Cumberland Bank
Whitley City, KY |
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| 1-Year Asset Growth | 7.82% | |||
| 5-Year Asset Growth | 8.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 1.08% | |||
| Non-Performing Loans to Capital | 7.48% | |||
| Non-Performing Loans to Loans | 1.50% | |||
| Balance Sheet |
United Cumberland Bank
Whitley City, KY |
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| Total Assets | 448.23M | |||
| Total Deposits | 389.12M | |||
| Capital and Reserves |
United Cumberland Bank
Whitley City, KY |
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| Capital | 48.40M | |||
| Leverage Ratio | 11.41 | |||
| Loan Loss Reserves to Loans | 1.46% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
United Cumberland Bank
Whitley City, KY |
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| Hot Money Ratio | 22.93% | |||
| Liquidity Ratio | 18.30% | |||
| Profitability |
United Cumberland Bank
Whitley City, KY |
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| 5-Year Return on Average Assets | 1.67% | |||
| Net Income | 5.83M | |||
| Net Interest Spread | 4.18% | |||
| Operating Profit to Average Assets | 1.78% | |||
| Overhead Efficiency Ratio | 58.77% | |||
| Return on Assets | 1.76% | |||
| Return on Equity | 16.92% | |||