United Cumberland Bank
| Weiss Ratings |
United Cumberland Bank
Whitley City, KY |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 8.20 | |||
| Company Info |
United Cumberland Bank
Whitley City, KY |
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| FDIC Number | 303 | |||
| Phone Number | (606) 376-5031 | |||
| Website | www.unitedcumberland.com | |||
| Asset Quality |
United Cumberland Bank
Whitley City, KY |
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| 1-Year Asset Growth | 6.92% | |||
| 5-Year Asset Growth | 6.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 1.13% | |||
| Non-Performing Loans to Capital | 8.77% | |||
| Non-Performing Loans to Loans | 1.55% | |||
| Balance Sheet |
United Cumberland Bank
Whitley City, KY |
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| Total Assets | 453.79M | |||
| Total Deposits | 394.33M | |||
| Capital and Reserves |
United Cumberland Bank
Whitley City, KY |
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| Capital | 49.34M | |||
| Leverage Ratio | 11.44 | |||
| Loan Loss Reserves to Loans | 1.45% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
United Cumberland Bank
Whitley City, KY |
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| Hot Money Ratio | 21.83% | |||
| Liquidity Ratio | 18.50% | |||
| Profitability |
United Cumberland Bank
Whitley City, KY |
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| 5-Year Return on Average Assets | 1.67% | |||
| Net Income | 8.14M | |||
| Net Interest Spread | 4.24% | |||
| Operating Profit to Average Assets | 1.85% | |||
| Overhead Efficiency Ratio | 58.52% | |||
| Return on Assets | 1.83% | |||
| Return on Equity | 17.43% | |||