Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.5 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 1.6, driven by a liquidity ratio of 22.4 percent and a “hot money” ratio of 26.9 percent. Fair current capitalization (4.3 on a scale of 0 to 10) based on a risk-based capital ratio of 11.4 and a capital leverage ratio of 6.4.
Asset Mix:
Home mtgs (48%), securities (22%), consumer loans (12%), cash (3%), home eq lns (2%), comm loans (1%), comm re (1%), other (11%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
EWSB Bancorp, Inc.
Investment Rating
--
Address
109 West Second Street
Kaukauna, WI 54130
Kaukauna, WI 54130
Phone Number
(920) 766-4646
Year Founded
1887
FDIC Number
Website
Largest Affiliates
No affiliate information available.