The Bank of Bennington
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 20.0 and a capital leverage ratio of 11.1. A current level of 2.3 percent of nonperforming loans to core capital combined with 2.3 percent from a year earlier contributes to the Excellent asset quality (9.4).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 0.8 has resulted in Fair (3.8) profitability.
Asset Mix:
Home mtgs (55%), securities (17%), comm re (13%), home eq lns (4%), comm loans (2%), cash (2%), consumer loans (0%), other (6%)
States with Branches:
VT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Community Financial, MHC
Investment Rating
--
Address
155 North Street
Bennington, VT 05201
Bennington, VT 05201
Phone Number
(802) 442-1640
Year Founded
1917
FDIC Number
Website
Largest Affiliates
No affiliate information available.