C
1st Bank of Sea Isle City
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st Bank of Sea Isle City
Sea Isle City, NJ
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Rating C
Asset Quality Index 8.60
Capitalization Index 7.50
Liquidity Index 0.50
Profitability Index 1.00
Stability Index 5.30
Company Info 1st Bank of Sea Isle City
Sea Isle City, NJ
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FDIC Number 30367
Phone Number (609) 263-8750
Website www.1stbankseaisle.com
Asset Quality 1st Bank of Sea Isle City
Sea Isle City, NJ
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1-Year Asset Growth -0.44%
5-Year Asset Growth 4.88%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 0.58%
Non-Performing Loans to Loans 0.15%
Balance Sheet 1st Bank of Sea Isle City
Sea Isle City, NJ
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Total Assets 302.67M
Total Deposits 222.99M
Capital and Reserves 1st Bank of Sea Isle City
Sea Isle City, NJ
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Capital 29.29M
Leverage Ratio 9.53
Loan Loss Reserves to Loans 0.57%
Risk-Based Capital Ratio 16.32
Liquidity 1st Bank of Sea Isle City
Sea Isle City, NJ
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Hot Money Ratio 11.97%
Liquidity Ratio 5.44%
Profitability 1st Bank of Sea Isle City
Sea Isle City, NJ
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5-Year Return on Average Assets 0.28%
Net Income -273.00K
Net Interest Spread 3.12%
Operating Profit to Average Assets -0.16%
Overhead Efficiency Ratio 104.68%
Return on Assets -0.09%
Return on Equity -0.93%