D
Geddes Federal Savings and Loan Association
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
15.38
Return On
Assets
0.07%
Total
Assets
648.00M
Capital
98.96M
Total
Deposits
477.37M
Net
Income
222.00K
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Weiss Ratings Geddes Federal Savings and Loan Association
Syracuse, NY 		Click to
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Rating D
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 1.10
Stability Index 7.80
Company Info Geddes Federal Savings and Loan Association
Syracuse, NY 		Click to
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FDIC Number 30397
Phone Number (315) 468-6281
Website www.geddesfederal.com/
Asset Quality Geddes Federal Savings and Loan Association
Syracuse, NY 		Click to
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1-Year Asset Growth -2.16%
5-Year Asset Growth 3.36%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.53%
Non-Performing Loans to Loans 0.10%
Balance Sheet Geddes Federal Savings and Loan Association
Syracuse, NY 		Click to
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Total Assets 648.00M
Total Deposits 477.37M
Capital and Reserves Geddes Federal Savings and Loan Association
Syracuse, NY 		Click to
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Capital 98.96M
Leverage Ratio 15.38
Loan Loss Reserves to Loans 0.20%
Risk-Based Capital Ratio --
Liquidity Geddes Federal Savings and Loan Association
Syracuse, NY 		Click to
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Hot Money Ratio 46.34%
Liquidity Ratio 13.45%
Profitability Geddes Federal Savings and Loan Association
Syracuse, NY 		Click to
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5-Year Return on Average Assets 0.27%
Net Income 222.00K
Net Interest Spread 1.49%
Operating Profit to Average Assets 0.07%
Overhead Efficiency Ratio 93.20%
Return on Assets 0.07%
Return on Equity 0.45%