Geddes Federal Savings and Loan Association

Syracuse, NY

Rating Date

June 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
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Total
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Capital

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Weiss Ratings	Geddes Federal Savings and Loan Association Syracuse, NY	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	9.50
Capitalization Index	10.00
Liquidity Index	0.10
Profitability Index	1.40
Stability Index	7.80

Company Info	Geddes Federal Savings and Loan Association Syracuse, NY	Click to Compare	Click to Compare	Click to Compare
FDIC Number	30397
Phone Number	(315) 468-6281
Website	www.geddesfederal.com/

Asset Quality	Geddes Federal Savings and Loan Association Syracuse, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.25%
5-Year Asset Growth	3.36%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.09%
Non-Performing Loans to Capital	0.58%
Non-Performing Loans to Loans	0.10%

Balance Sheet	Geddes Federal Savings and Loan Association Syracuse, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	641.22M
Total Deposits	470.70M

Capital and Reserves	Geddes Federal Savings and Loan Association Syracuse, NY	Click to Compare	Click to Compare	Click to Compare
Capital	98.85M
Leverage Ratio	15.31
Loan Loss Reserves to Loans	0.19%
Risk-Based Capital Ratio	--

Liquidity	Geddes Federal Savings and Loan Association Syracuse, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	46.49%
Liquidity Ratio	12.92%

Profitability	Geddes Federal Savings and Loan Association Syracuse, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.27%
Net Income	106.00K
Net Interest Spread	1.42%
Operating Profit to Average Assets	0.07%
Overhead Efficiency Ratio	95.63%
Return on Assets	0.07%
Return on Equity	0.43%