| Weiss Ratings |
Massena Savings and Loan
Massena, NY |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
Massena Savings and Loan
Massena, NY |
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| FDIC Number | 30429 | |||
| Phone Number | (315) 764-0541 | |||
| Website | www.massenasavingsloan.com/ | |||
| Asset Quality |
Massena Savings and Loan
Massena, NY |
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| 1-Year Asset Growth | 5.89% | |||
| 5-Year Asset Growth | 2.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 1.90% | |||
| Non-Performing Loans to Capital | 9.16% | |||
| Non-Performing Loans to Loans | 1.89% | |||
| Balance Sheet |
Massena Savings and Loan
Massena, NY |
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| Total Assets | 199.86M | |||
| Total Deposits | 148.17M | |||
| Capital and Reserves |
Massena Savings and Loan
Massena, NY |
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| Capital | 30.36M | |||
| Leverage Ratio | 15.15 | |||
| Loan Loss Reserves to Loans | 0.69% | |||
| Risk-Based Capital Ratio | 23.81 | |||
| Liquidity |
Massena Savings and Loan
Massena, NY |
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| Hot Money Ratio | 39.16% | |||
| Liquidity Ratio | 5.78% | |||
| Profitability |
Massena Savings and Loan
Massena, NY |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 1.09M | |||
| Net Interest Spread | 3.60% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 58.19% | |||
| Return on Assets | 1.09% | |||
| Return on Equity | 7.29% | |||