| Weiss Ratings |
Massena Savings and Loan
Massena, NY |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 3.70 | |||
| Company Info |
Massena Savings and Loan
Massena, NY |
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| FDIC Number | 30429 | |||
| Phone Number | (315) 764-0541 | |||
| Website | www.massenasavingsloan.com/ | |||
| Asset Quality |
Massena Savings and Loan
Massena, NY |
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| 1-Year Asset Growth | 7.06% | |||
| 5-Year Asset Growth | 2.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 1.79% | |||
| Non-Performing Loans to Capital | 9.19% | |||
| Non-Performing Loans to Loans | 1.85% | |||
| Balance Sheet |
Massena Savings and Loan
Massena, NY |
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| Total Assets | 199.93M | |||
| Total Deposits | 147.33M | |||
| Capital and Reserves |
Massena Savings and Loan
Massena, NY |
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| Capital | 29.27M | |||
| Leverage Ratio | 14.80 | |||
| Loan Loss Reserves to Loans | 0.67% | |||
| Risk-Based Capital Ratio | 23.00 | |||
| Liquidity |
Massena Savings and Loan
Massena, NY |
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| Hot Money Ratio | 38.30% | |||
| Liquidity Ratio | 6.01% | |||
| Profitability |
Massena Savings and Loan
Massena, NY |
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| 5-Year Return on Average Assets | 0.61% | |||
| Net Income | 1.66M | |||
| Net Interest Spread | 3.36% | |||
| Operating Profit to Average Assets | 1.09% | |||
| Overhead Efficiency Ratio | 67.16% | |||
| Return on Assets | 0.87% | |||
| Return on Equity | 5.83% | |||