SSB Bank
Major Rating Factors:
A current level of 16.4 percent of nonperforming loans to core capital combined with 18.2 percent from a year earlier contributes to the Fair asset quality (3.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.8 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (5.8 on a scale of 0 to 10) based on a risk-based capital ratio of 12.9 and a capital leverage ratio of 7.8. Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.3 has resulted in Good (5.6) profitability.
Asset Mix:
Home mtgs (30%), cash (27%), comm re (14%), comm loans (11%), home eq lns (5%), consumer loans (2%), securities (1%), other (10%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
SSB Bancorp, MHC
Investment Rating
--
Address
8700 Perry Highway
Pittsburgh, PA 15237
Pittsburgh, PA 15237
Phone Number
(412) 837-6955
Year Founded
1922
FDIC Number
Website
Largest Affiliates
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