| Weiss Ratings |
Morganton Savings Bank, S.S.B.
Morganton, NC |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 8.00 | |||
| Company Info |
Morganton Savings Bank, S.S.B.
Morganton, NC |
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| FDIC Number | 30434 | |||
| Phone Number | (828) 437-1426 | |||
| Website | www.morgantonsavings.com/ | |||
| Asset Quality |
Morganton Savings Bank, S.S.B.
Morganton, NC |
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| 1-Year Asset Growth | -7.47% | |||
| 5-Year Asset Growth | 2.28% | |||
| 5-Year Charge-Offs to Average Loans | -0.18% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 0.72% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
Morganton Savings Bank, S.S.B.
Morganton, NC |
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| Total Assets | 105.81M | |||
| Total Deposits | 69.28M | |||
| Capital and Reserves |
Morganton Savings Bank, S.S.B.
Morganton, NC |
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| Capital | 28.38M | |||
| Leverage Ratio | 28.13 | |||
| Loan Loss Reserves to Loans | 3.55% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Morganton Savings Bank, S.S.B.
Morganton, NC |
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| Hot Money Ratio | 17.04% | |||
| Liquidity Ratio | 36.88% | |||
| Profitability |
Morganton Savings Bank, S.S.B.
Morganton, NC |
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| 5-Year Return on Average Assets | 0.70% | |||
| Net Income | 1.53M | |||
| Net Interest Spread | 4.47% | |||
| Operating Profit to Average Assets | 1.41% | |||
| Overhead Efficiency Ratio | 67.59% | |||
| Return on Assets | 1.41% | |||
| Return on Equity | 5.58% | |||