| Weiss Ratings |
Morganton Savings Bank, S.S.B.
Morganton, NC |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 8.40 | |||
| Company Info |
Morganton Savings Bank, S.S.B.
Morganton, NC |
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| FDIC Number | 30434 | |||
| Phone Number | (828) 437-1426 | |||
| Website | www.morgantonsavings.com/ | |||
| Asset Quality |
Morganton Savings Bank, S.S.B.
Morganton, NC |
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| 1-Year Asset Growth | -2.79% | |||
| 5-Year Asset Growth | 2.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 0.75% | |||
| Non-Performing Loans to Loans | 0.37% | |||
| Balance Sheet |
Morganton Savings Bank, S.S.B.
Morganton, NC |
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| Total Assets | 108.36M | |||
| Total Deposits | 71.24M | |||
| Capital and Reserves |
Morganton Savings Bank, S.S.B.
Morganton, NC |
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| Capital | 28.83M | |||
| Leverage Ratio | 28.51 | |||
| Loan Loss Reserves to Loans | 3.58% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Morganton Savings Bank, S.S.B.
Morganton, NC |
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| Hot Money Ratio | 16.86% | |||
| Liquidity Ratio | 40.24% | |||
| Profitability |
Morganton Savings Bank, S.S.B.
Morganton, NC |
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| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 191.00K | |||
| Net Interest Spread | 3.83% | |||
| Operating Profit to Average Assets | 0.36% | |||
| Overhead Efficiency Ratio | 89.54% | |||
| Return on Assets | 0.36% | |||
| Return on Equity | 1.34% | |||