C
Rayne Building & Loan Association
RayneLA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rayne Building & Loan Association
Rayne, LA
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Rating C
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 2.00
Profitability Index 3.50
Stability Index 6.70
Company Info Rayne Building & Loan Association
Rayne, LA
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FDIC Number 30447
Phone Number (337) 334-7535
Website www.raynebuildingloan.com
Asset Quality Rayne Building & Loan Association
Rayne, LA
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1-Year Asset Growth -3.09%
5-Year Asset Growth -0.44%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans -0.30%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 2.49%
Non-Performing Loans to Loans 0.53%
Balance Sheet Rayne Building & Loan Association
Rayne, LA
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Total Assets 52.50M
Total Deposits 37.59M
Capital and Reserves Rayne Building & Loan Association
Rayne, LA
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Capital 14.37M
Leverage Ratio 29.00
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio --
Liquidity Rayne Building & Loan Association
Rayne, LA
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Hot Money Ratio 65.02%
Liquidity Ratio 45.06%
Profitability Rayne Building & Loan Association
Rayne, LA
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5-Year Return on Average Assets 0.02%
Net Income 368.00K
Net Interest Spread 2.74%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 96.84%
Return on Assets 1.39%
Return on Equity 5.23%