| Weiss Ratings |
Rayne Building & Loan Association
Rayne, LA |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 6.70 | |||
| Company Info |
Rayne Building & Loan Association
Rayne, LA |
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| FDIC Number | 30447 | |||
| Phone Number | (337) 334-7535 | |||
| Website | www.raynebuildingloan.com | |||
| Asset Quality |
Rayne Building & Loan Association
Rayne, LA |
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| 1-Year Asset Growth | -0.43% | |||
| 5-Year Asset Growth | -0.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | -0.20% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 1.72% | |||
| Non-Performing Loans to Loans | 0.54% | |||
| Balance Sheet |
Rayne Building & Loan Association
Rayne, LA |
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| Total Assets | 52.20M | |||
| Total Deposits | 37.00M | |||
| Capital and Reserves |
Rayne Building & Loan Association
Rayne, LA |
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| Capital | 14.67M | |||
| Leverage Ratio | 29.34 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Rayne Building & Loan Association
Rayne, LA |
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| Hot Money Ratio | 66.46% | |||
| Liquidity Ratio | 46.88% | |||
| Profitability |
Rayne Building & Loan Association
Rayne, LA |
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| 5-Year Return on Average Assets | 0.02% | |||
| Net Income | 494.00K | |||
| Net Interest Spread | 2.74% | |||
| Operating Profit to Average Assets | 1.07% | |||
| Overhead Efficiency Ratio | 101.49% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 4.63% | |||