B
Manasquan Bank
Rating Date
April 2025
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Major Rating Factors: A current level of 5.1 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Excellent asset quality (7.6). Excellent current capitalization (7.6 on a scale of 0 to 10) based on a risk-based capital ratio of 11.7 and a capital leverage ratio of 9.4.
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.0 on a scale of 0 to 10). Weak liquidity 2.2, driven by a liquidity ratio of 7.5 percent and a “hot money” ratio of 22.4 percent.
Asset Mix: Comm re (31%), home mtgs (31%), comm loans (7%), cash (6%), securities (6%), home eq lns (3%), other (16%)
States with Branches: NJ
Asset Quality
Non-Performing Loans to Capital
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Corporate Info
Group Affiliation
MB Mutual Holding Company
Investment Rating
--
Address
2221 Landmark Place
Manasquan, NJ 08736
Phone Number
(732) 292-8400
Year Founded
1874
FDIC Number
Largest Affiliates
No affiliate information available.