Major Rating Factors:
A current level of 7.7 percent of nonperforming loans to core capital combined with 6.7 percent from a year earlier contributes to the Fair asset quality (4.9). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (3.2) profitability.
Other Rating Factors:
Excellent current capitalization (8.0 on a scale of 0 to 10) based on a risk-based capital ratio of 11.9 and a capital leverage ratio of 9.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.9 on a scale of 0 to 10).
Asset Mix:
Comm re (34%), home mtgs (26%), cash (8%), comm loans (7%), securities (5%), home eq lns (3%), consumer loans (0%), other (17%)
States with Branches:
NJ
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
MB Mutual Holding Company
Investment Rating
--
Address
2221 Landmark Place
Manasquan, NJ 08736
Manasquan, NJ 08736
Phone Number
(732) 292-8400
Year Founded
1874
FDIC Number
Website
Largest Affiliates
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