| Weiss Ratings |
Lake Shore Bank
Dunkirk, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 4.30 | |||
| Company Info |
Lake Shore Bank
Dunkirk, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 30530 | |||
| Phone Number | (716) 366-4070 | |||
| Website | mylsbank.com | |||
| Asset Quality |
Lake Shore Bank
Dunkirk, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.67% | |||
| 5-Year Asset Growth | 2.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 1.44% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
Lake Shore Bank
Dunkirk, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 743.92M | |||
| Total Deposits | 613.10M | |||
| Capital and Reserves |
Lake Shore Bank
Dunkirk, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 114.06M | |||
| Leverage Ratio | 16.34 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Lake Shore Bank
Dunkirk, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 19.15% | |||
| Liquidity Ratio | 21.59% | |||
| Profitability |
Lake Shore Bank
Dunkirk, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.78% | |||
| Net Income | 5.50M | |||
| Net Interest Spread | 3.64% | |||
| Operating Profit to Average Assets | 1.24% | |||
| Overhead Efficiency Ratio | 69.20% | |||
| Return on Assets | 1.03% | |||
| Return on Equity | 7.86% | |||