Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.9 on a scale of 0 to 10).
Other Rating Factors:
A current level of 3.4 percent of nonperforming loans to core capital combined with 4.2 percent from a year earlier contributes to the Excellent asset quality (8.2). Fair liquidity 3.9, driven by a liquidity ratio of 25.1 percent and a “hot money” ratio of 23.0 percent.
Asset Mix:
Home mtgs (44%), securities (23%), comm re (11%), comm loans (7%), home eq lns (3%), cash (1%), consumer loans (0%), other (12%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Marquette Mutual Holding Company
Investment Rating
--
Address
920 Peach Street
Erie, PA 16501
Erie, PA 16501
Phone Number
(814) 455-4481
Year Founded
1908
FDIC Number
Website
Largest Affiliates
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