Westmoreland Federal Savings and Loan Association of Latrobe

Latrobe, PA

Rating Date

March 2026

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Westmoreland Federal Savings and Loan Association of Latrobe Latrobe, PA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.20
Capitalization Index	10.00
Liquidity Index	1.40
Profitability Index	3.30
Stability Index	7.40

Company Info	Westmoreland Federal Savings and Loan Association of Latrobe Latrobe, PA	Click to Compare	Click to Compare	Click to Compare
FDIC Number	30551
Phone Number	(724) 539-9755
Website	www.westfedsav.com

Asset Quality	Westmoreland Federal Savings and Loan Association of Latrobe Latrobe, PA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-0.44%
5-Year Asset Growth	-0.54%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.65%
Non-Performing Loans to Capital	2.39%
Non-Performing Loans to Loans	1.55%

Balance Sheet	Westmoreland Federal Savings and Loan Association of Latrobe Latrobe, PA	Click to Compare	Click to Compare	Click to Compare
Total Assets	167.21M
Total Deposits	121.61M

Capital and Reserves	Westmoreland Federal Savings and Loan Association of Latrobe Latrobe, PA	Click to Compare	Click to Compare	Click to Compare
Capital	45.00M
Leverage Ratio	26.99
Loan Loss Reserves to Loans	0.59%
Risk-Based Capital Ratio	--

Liquidity	Westmoreland Federal Savings and Loan Association of Latrobe Latrobe, PA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	27.36%
Liquidity Ratio	74.98%

Profitability	Westmoreland Federal Savings and Loan Association of Latrobe Latrobe, PA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.20%
Net Income	881.00K
Net Interest Spread	2.01%
Operating Profit to Average Assets	0.71%
Overhead Efficiency Ratio	83.27%
Return on Assets	0.53%
Return on Equity	1.97%