B
Bank of Zachary
ZacharyLA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Zachary
Zachary, LA
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 4.40
Stability Index 4.60
Company Info Bank of Zachary
Zachary, LA
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FDIC Number 306
Phone Number (225) 654-2701
Website www.bankofzachary.com
Asset Quality Bank of Zachary
Zachary, LA
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1-Year Asset Growth 2.51%
5-Year Asset Growth 12.78%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 1.53%
Non-Performing Loans to Loans 0.39%
Balance Sheet Bank of Zachary
Zachary, LA
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Total Assets 417.24M
Total Deposits 361.87M
Capital and Reserves Bank of Zachary
Zachary, LA
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Capital 38.10M
Leverage Ratio 12.11
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio 20.34
Liquidity Bank of Zachary
Zachary, LA
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Hot Money Ratio 20.11%
Liquidity Ratio 20.75%
Profitability Bank of Zachary
Zachary, LA
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5-Year Return on Average Assets 0.75%
Net Income 2.64M
Net Interest Spread 3.81%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 74.12%
Return on Assets 0.84%
Return on Equity 9.75%