| Weiss Ratings |
First Pioneer National Bank
Wray, CO |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 6.70 | |||
| Company Info |
First Pioneer National Bank
Wray, CO |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 3063 | |||
| Phone Number | (970) 332-4824 | |||
| Website | www.fpnb.bank | |||
| Asset Quality |
First Pioneer National Bank
Wray, CO |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.39% | |||
| 5-Year Asset Growth | 2.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 1.50% | |||
| Non-Performing Loans to Capital | 11.06% | |||
| Non-Performing Loans to Loans | 2.79% | |||
| Balance Sheet |
First Pioneer National Bank
Wray, CO |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 243.41M | |||
| Total Deposits | 205.48M | |||
| Capital and Reserves |
First Pioneer National Bank
Wray, CO |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 29.54M | |||
| Leverage Ratio | 12.53 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Pioneer National Bank
Wray, CO |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 26.58% | |||
| Liquidity Ratio | 21.71% | |||
| Profitability |
First Pioneer National Bank
Wray, CO |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 1.34M | |||
| Net Interest Spread | 3.20% | |||
| Operating Profit to Average Assets | 1.33% | |||
| Overhead Efficiency Ratio | 58.40% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 9.17% | |||