| Weiss Ratings |
First Pioneer National Bank
Wray, CO |
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| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 6.50 | |||
| Company Info |
First Pioneer National Bank
Wray, CO |
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| FDIC Number | 3063 | |||
| Phone Number | (970) 332-4824 | |||
| Website | www.fpnb.bank | |||
| Asset Quality |
First Pioneer National Bank
Wray, CO |
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| 1-Year Asset Growth | 0.08% | |||
| 5-Year Asset Growth | 6.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 1.51% | |||
| Non-Performing Loans to Capital | 11.49% | |||
| Non-Performing Loans to Loans | 2.82% | |||
| Balance Sheet |
First Pioneer National Bank
Wray, CO |
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| Total Assets | 240.31M | |||
| Total Deposits | 192.18M | |||
| Capital and Reserves |
First Pioneer National Bank
Wray, CO |
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| Capital | 28.26M | |||
| Leverage Ratio | 12.66 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Pioneer National Bank
Wray, CO |
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| Hot Money Ratio | 28.07% | |||
| Liquidity Ratio | 21.03% | |||
| Profitability |
First Pioneer National Bank
Wray, CO |
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| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 1.38M | |||
| Net Interest Spread | 2.74% | |||
| Operating Profit to Average Assets | 0.94% | |||
| Overhead Efficiency Ratio | 66.45% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 6.87% | |||