D
North County Savings Bank
Red BudIL
Rating Date
October 2025
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Capital Ratio
Leverage
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Weiss Ratings North County Savings Bank
Red Bud, IL
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Rating D
Asset Quality Index 9.50
Capitalization Index 6.20
Liquidity Index 3.90
Profitability Index 0.90
Stability Index 2.40
Company Info North County Savings Bank
Red Bud, IL
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FDIC Number 30656
Phone Number (618) 282-3939
Website www.ncsbank.com
Asset Quality North County Savings Bank
Red Bud, IL
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1-Year Asset Growth -1.17%
5-Year Asset Growth 2.86%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet North County Savings Bank
Red Bud, IL
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Total Assets 63.57M
Total Deposits 58.49M
Capital and Reserves North County Savings Bank
Red Bud, IL
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Capital 4.78M
Leverage Ratio 8.19
Loan Loss Reserves to Loans 0.49%
Risk-Based Capital Ratio 22.80
Liquidity North County Savings Bank
Red Bud, IL
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Hot Money Ratio 24.68%
Liquidity Ratio 58.19%
Profitability North County Savings Bank
Red Bud, IL
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5-Year Return on Average Assets 0.09%
Net Income 15.00K
Net Interest Spread 2.00%
Operating Profit to Average Assets -0.03%
Overhead Efficiency Ratio 100.30%
Return on Assets 0.05%
Return on Equity 0.64%