D
North County Savings Bank
Red Bud,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings North County Savings Bank
Red Bud, IL
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Rating D
Asset Quality Index 9.70
Capitalization Index 6.40
Liquidity Index 3.80
Profitability Index 1.90
Stability Index 2.60
Company Info North County Savings Bank
Red Bud, IL
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FDIC Number 30656
Phone Number (618) 282-3939
Website www.ncsbank.com
Asset Quality North County Savings Bank
Red Bud, IL
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1-Year Asset Growth -0.59%
5-Year Asset Growth 1.11%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet North County Savings Bank
Red Bud, IL
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Total Assets 63.20M
Total Deposits 57.90M
Capital and Reserves North County Savings Bank
Red Bud, IL
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Capital 5.08M
Leverage Ratio 8.45
Loan Loss Reserves to Loans 0.45%
Risk-Based Capital Ratio 21.90
Liquidity North County Savings Bank
Red Bud, IL
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Hot Money Ratio 27.01%
Liquidity Ratio 55.96%
Profitability North County Savings Bank
Red Bud, IL
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5-Year Return on Average Assets 0.06%
Net Income 133.00K
Net Interest Spread 2.47%
Operating Profit to Average Assets 0.44%
Overhead Efficiency Ratio 82.60%
Return on Assets 0.42%
Return on Equity 5.30%