Equitable Savings and Loan Association

Sterling, CO

Rating Date

October 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Equitable Savings and Loan Association Sterling, CO	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	9.80
Capitalization Index	10.00
Liquidity Index	0.10
Profitability Index	1.30
Stability Index	7.30

Company Info	Equitable Savings and Loan Association Sterling, CO	Click to Compare	Click to Compare	Click to Compare
FDIC Number	30707
Phone Number	(970) 522-6522
Website	www.equitable-savings.com/

Asset Quality	Equitable Savings and Loan Association Sterling, CO	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.00%
5-Year Asset Growth	-0.29%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.02%
Non-Performing Assets to Assets	0.07%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Equitable Savings and Loan Association Sterling, CO	Click to Compare	Click to Compare	Click to Compare
Total Assets	159.62M
Total Deposits	123.10M

Capital and Reserves	Equitable Savings and Loan Association Sterling, CO	Click to Compare	Click to Compare	Click to Compare
Capital	26.10M
Leverage Ratio	16.36
Loan Loss Reserves to Loans	0.23%
Risk-Based Capital Ratio	29.78

Liquidity	Equitable Savings and Loan Association Sterling, CO	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	21.26%
Liquidity Ratio	7.04%

Profitability	Equitable Savings and Loan Association Sterling, CO	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.37%
Net Income	-65.00K
Net Interest Spread	3.29%
Operating Profit to Average Assets	-0.10%
Overhead Efficiency Ratio	102.91%
Return on Assets	-0.08%
Return on Equity	-0.50%