Universal Bank
| Weiss Ratings |
Universal Bank
West Covina, CA |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 1.80 | |||
| Stability Index | 7.60 | |||
| Company Info |
Universal Bank
West Covina, CA |
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| FDIC Number | 30722 | |||
| Phone Number | (626) 854-2818 | |||
| Website | www.universalbank.com | |||
| Asset Quality |
Universal Bank
West Covina, CA |
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| 1-Year Asset Growth | -2.23% | |||
| 5-Year Asset Growth | -2.92% | |||
| 5-Year Charge-Offs to Average Loans | -0.03% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.53% | |||
| Non-Performing Loans to Capital | 2.82% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
Universal Bank
West Covina, CA |
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| Total Assets | 366.32M | |||
| Total Deposits | 251.72M | |||
| Capital and Reserves |
Universal Bank
West Covina, CA |
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| Capital | 65.62M | |||
| Leverage Ratio | 18.33 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Universal Bank
West Covina, CA |
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| Hot Money Ratio | 47.43% | |||
| Liquidity Ratio | 24.28% | |||
| Profitability |
Universal Bank
West Covina, CA |
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| 5-Year Return on Average Assets | 0.31% | |||
| Net Income | 16.00K | |||
| Net Interest Spread | 2.86% | |||
| Operating Profit to Average Assets | -0.02% | |||
| Overhead Efficiency Ratio | 100.82% | |||
| Return on Assets | 0.02% | |||
| Return on Equity | 0.10% | |||