Universal Bank
| Weiss Ratings |
Universal Bank
West Covina, CA |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 7.60 | |||
| Company Info |
Universal Bank
West Covina, CA |
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| FDIC Number | 30722 | |||
| Phone Number | (626) 854-2818 | |||
| Website | www.universalbank.com | |||
| Asset Quality |
Universal Bank
West Covina, CA |
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| 1-Year Asset Growth | 4.16% | |||
| 5-Year Asset Growth | -2.49% | |||
| 5-Year Charge-Offs to Average Loans | -0.03% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 14.02% | |||
| Non-Performing Loans to Loans | 0.91% | |||
| Balance Sheet |
Universal Bank
West Covina, CA |
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| Total Assets | 371.16M | |||
| Total Deposits | 275.42M | |||
| Capital and Reserves |
Universal Bank
West Covina, CA |
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| Capital | 67.13M | |||
| Leverage Ratio | 18.21 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Universal Bank
West Covina, CA |
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| Hot Money Ratio | 53.88% | |||
| Liquidity Ratio | 26.89% | |||
| Profitability |
Universal Bank
West Covina, CA |
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| 5-Year Return on Average Assets | 0.31% | |||
| Net Income | 1.40M | |||
| Net Interest Spread | 3.07% | |||
| Operating Profit to Average Assets | 0.50% | |||
| Overhead Efficiency Ratio | 90.25% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 2.12% | |||