Universal Bank
| Weiss Ratings |
Universal Bank
West Covina, CA |
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| Rating | ||||
| Asset Quality Index | 3.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 7.60 | |||
| Company Info |
Universal Bank
West Covina, CA |
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| FDIC Number | 30722 | |||
| Phone Number | (626) 854-2818 | |||
| Website | www.universalbank.com | |||
| Asset Quality |
Universal Bank
West Covina, CA |
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| 1-Year Asset Growth | 7.50% | |||
| 5-Year Asset Growth | -2.49% | |||
| 5-Year Charge-Offs to Average Loans | -0.03% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 2.40% | |||
| Non-Performing Loans to Capital | 13.80% | |||
| Non-Performing Loans to Loans | 3.56% | |||
| Balance Sheet |
Universal Bank
West Covina, CA |
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| Total Assets | 388.01M | |||
| Total Deposits | 275.10M | |||
| Capital and Reserves |
Universal Bank
West Covina, CA |
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| Capital | 66.78M | |||
| Leverage Ratio | 17.80 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Universal Bank
West Covina, CA |
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| Hot Money Ratio | 56.20% | |||
| Liquidity Ratio | 32.32% | |||
| Profitability |
Universal Bank
West Covina, CA |
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| 5-Year Return on Average Assets | 0.35% | |||
| Net Income | 672.00K | |||
| Net Interest Spread | 2.96% | |||
| Operating Profit to Average Assets | 0.46% | |||
| Overhead Efficiency Ratio | 83.38% | |||
| Return on Assets | 0.36% | |||
| Return on Equity | 2.01% | |||