B
The First National Bank of Anderson
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Anderson
Anderson, TX
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 6.50
Stability Index 6.30
Company Info The First National Bank of Anderson
Anderson, TX
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FDIC Number 3075
Phone Number (936) 873-2511
Website www.fnbanderson.com
Asset Quality The First National Bank of Anderson
Anderson, TX
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1-Year Asset Growth 1.95%
5-Year Asset Growth 4.88%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.14%
Non-Performing Loans to Loans 0.00%
Balance Sheet The First National Bank of Anderson
Anderson, TX
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Total Assets 218.79M
Total Deposits 192.06M
Capital and Reserves The First National Bank of Anderson
Anderson, TX
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Capital 26.28M
Leverage Ratio 12.38
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Anderson
Anderson, TX
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Hot Money Ratio 22.49%
Liquidity Ratio 22.95%
Profitability The First National Bank of Anderson
Anderson, TX
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5-Year Return on Average Assets 0.82%
Net Income 2.19M
Net Interest Spread 4.12%
Operating Profit to Average Assets 1.69%
Overhead Efficiency Ratio 61.83%
Return on Assets 1.36%
Return on Equity 11.84%