B
Pathward, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pathward, National Association
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 4.20
Capitalization Index 8.40
Liquidity Index 3.90
Profitability Index 10.00
Stability Index 9.50
Company Info Pathward, National Association
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 30776
Phone Number (833) 898-0023
Website www.pathward.com
Asset Quality Pathward, National Association
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -4.00%
5-Year Asset Growth 4.60%
5-Year Charge-Offs to Average Loans 1.23%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 1.00%
Non-Performing Loans to Capital 9.51%
Non-Performing Loans to Loans 1.51%
Balance Sheet Pathward, National Association
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 7.23B
Total Deposits 6.01B
Capital and Reserves Pathward, National Association
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
Capital 847.25M
Leverage Ratio 9.96
Loan Loss Reserves to Loans 2.21%
Risk-Based Capital Ratio 14.66
Liquidity Pathward, National Association
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.04%
Liquidity Ratio 4.36%
Profitability Pathward, National Association
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 2.00%
Net Income 119.54M
Net Interest Spread 7.26%
Operating Profit to Average Assets 3.53%
Overhead Efficiency Ratio 59.87%
Return on Assets 3.02%
Return on Equity 28.39%