B
Pathward, National Association
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pathward, National Association
Sioux Falls, SD
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Rating B
Asset Quality Index 1.00
Capitalization Index 8.40
Liquidity Index 3.50
Profitability Index 9.50
Stability Index 9.50
Company Info Pathward, National Association
Sioux Falls, SD
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FDIC Number 30776
Phone Number (833) 898-0023
Website www.pathward.com
Asset Quality Pathward, National Association
Sioux Falls, SD
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1-Year Asset Growth 1.19%
5-Year Asset Growth 0.80%
5-Year Charge-Offs to Average Loans 1.67%
Charge-Offs to Average Loans 0.82%
Non-Performing Assets to Assets 3.36%
Non-Performing Loans to Capital 31.57%
Non-Performing Loans to Loans 5.06%
Balance Sheet Pathward, National Association
Sioux Falls, SD
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Total Assets 7.31B
Total Deposits 5.95B
Capital and Reserves Pathward, National Association
Sioux Falls, SD
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Capital 882.56M
Leverage Ratio 9.91
Loan Loss Reserves to Loans 2.11%
Risk-Based Capital Ratio 13.31
Liquidity Pathward, National Association
Sioux Falls, SD
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Hot Money Ratio 0.04%
Liquidity Ratio 2.62%
Profitability Pathward, National Association
Sioux Falls, SD
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5-Year Return on Average Assets 2.15%
Net Income 103.14M
Net Interest Spread 6.59%
Operating Profit to Average Assets 3.01%
Overhead Efficiency Ratio 58.33%
Return on Assets 2.59%
Return on Equity 23.38%