C
The First National Bank of Aspermont
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Aspermont
Aspermont, TX
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Rating C
Asset Quality Index 9.10
Capitalization Index 6.70
Liquidity Index 4.90
Profitability Index 3.60
Stability Index 2.40
Company Info The First National Bank of Aspermont
Aspermont, TX
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FDIC Number 3079
Phone Number (940) 989-3505
Website www.fnbaspermont.com
Asset Quality The First National Bank of Aspermont
Aspermont, TX
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1-Year Asset Growth 18.50%
5-Year Asset Growth 17.13%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.29%
Non-Performing Loans to Loans 0.36%
Balance Sheet The First National Bank of Aspermont
Aspermont, TX
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Total Assets 136.92M
Total Deposits 131.05M
Capital and Reserves The First National Bank of Aspermont
Aspermont, TX
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Capital 5.37M
Leverage Ratio 8.75
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Aspermont
Aspermont, TX
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Hot Money Ratio 23.42%
Liquidity Ratio 41.24%
Profitability The First National Bank of Aspermont
Aspermont, TX
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5-Year Return on Average Assets 0.78%
Net Income 1.00M
Net Interest Spread 2.84%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 71.84%
Return on Assets 0.80%
Return on Equity 30.39%