C
The First National Bank of Aspermont
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Aspermont
Aspermont, TX
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Rating C
Asset Quality Index 8.90
Capitalization Index 6.80
Liquidity Index 4.80
Profitability Index 3.40
Stability Index 2.40
Company Info The First National Bank of Aspermont
Aspermont, TX
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FDIC Number 3079
Phone Number (940) 989-3505
Website www.fnbaspermont.com
Asset Quality The First National Bank of Aspermont
Aspermont, TX
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1-Year Asset Growth 12.29%
5-Year Asset Growth 18.25%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.54%
Non-Performing Loans to Loans 0.43%
Balance Sheet The First National Bank of Aspermont
Aspermont, TX
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Total Assets 132.53M
Total Deposits 127.23M
Capital and Reserves The First National Bank of Aspermont
Aspermont, TX
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Capital 4.66M
Leverage Ratio 8.80
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Aspermont
Aspermont, TX
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Hot Money Ratio 24.26%
Liquidity Ratio 39.84%
Profitability The First National Bank of Aspermont
Aspermont, TX
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5-Year Return on Average Assets 0.78%
Net Income 633.00K
Net Interest Spread 2.80%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 74.86%
Return on Assets 0.68%
Return on Equity 30.92%