B
The First National Bank of Aspermont
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Aspermont
Aspermont, TX
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Rating B
Asset Quality Index 9.10
Capitalization Index 7.10
Liquidity Index 4.50
Profitability Index 4.00
Stability Index 2.70
Company Info The First National Bank of Aspermont
Aspermont, TX
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FDIC Number 3079
Phone Number (940) 989-3505
Website www.fnbaspermont.com
Asset Quality The First National Bank of Aspermont
Aspermont, TX
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1-Year Asset Growth 6.50%
5-Year Asset Growth 17.13%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.12%
Non-Performing Loans to Loans 0.29%
Balance Sheet The First National Bank of Aspermont
Aspermont, TX
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Total Assets 133.88M
Total Deposits 127.99M
Capital and Reserves The First National Bank of Aspermont
Aspermont, TX
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Capital 5.33M
Leverage Ratio 9.07
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Aspermont
Aspermont, TX
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Hot Money Ratio 24.26%
Liquidity Ratio 37.04%
Profitability The First National Bank of Aspermont
Aspermont, TX
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5-Year Return on Average Assets 0.70%
Net Income 738.00K
Net Interest Spread 3.09%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 64.02%
Return on Assets 1.10%
Return on Equity 27.70%