B
The First National Bank of Ballinger
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Ballinger
Ballinger, TX
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Rating B
Asset Quality Index 8.80
Capitalization Index 9.30
Liquidity Index 3.30
Profitability Index 6.70
Stability Index 6.30
Company Info The First National Bank of Ballinger
Ballinger, TX
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FDIC Number 3087
Phone Number (325) 365-2525
Website www.fnbballinger.com
Asset Quality The First National Bank of Ballinger
Ballinger, TX
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1-Year Asset Growth 5.56%
5-Year Asset Growth 5.10%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.15%
Non-Performing Loans to Loans 0.03%
Balance Sheet The First National Bank of Ballinger
Ballinger, TX
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Total Assets 275.28M
Total Deposits 244.94M
Capital and Reserves The First National Bank of Ballinger
Ballinger, TX
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Capital 28.02M
Leverage Ratio 10.52
Loan Loss Reserves to Loans 2.07%
Risk-Based Capital Ratio 18.81
Liquidity The First National Bank of Ballinger
Ballinger, TX
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Hot Money Ratio 24.86%
Liquidity Ratio 29.19%
Profitability The First National Bank of Ballinger
Ballinger, TX
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5-Year Return on Average Assets 1.66%
Net Income 2.12M
Net Interest Spread 4.15%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 66.55%
Return on Assets 1.50%
Return on Equity 15.25%